Capital One Walmart Rewards® Card

Earn 5% cash back on Walmart.com including pickup and delivery, with $0 annual fee.  

If we are unable to approve you for this card, we will automatically consider you for the Walmart Rewards® Card for use at Walmart.

Find out if you're eligible with no risk to your credit score.

See if I’m Pre-Approved Apply Now View important rates and disclosures
Card Image
Credit Level: GOOD-EXCELLENT
Read all 565 reviews

Find out if you're eligible with no risk to your credit score.

See if I’m Pre-Approved Apply Now View important rates and disclosures

Earn cash back for the things you buy everywhere, every day.

5% Cash Back

At Walmart.com, including pickup and delivery.

2% Cash Back

In Walmart stores, at restaurants and on travel.

1% Cash Back

Everywhere else Mastercard® is accepted.

Introductory Offer
Earn 5% cash back in Walmart stores for the first 12 months after approval when you use your Capital One Walmart Rewards® Card with Walmart Pay – the quick and touch-free way to pay with your phone at Walmart.

Redeem your rewards your way.

Redeem for Cash

We'll send you a check or you can apply rewards as a statement credit. 1

Cover a Purchase

Use your rewards toward any recent purchase you made with your Capital One Walmart Rewards® Card.

Gift Cards

Redeem for gift cards from Walmart or other retailers.

Redeem for Travel

Redeem rewards for trips and travel purchases you make using your Capital One Walmart Rewards® Card.

Your points don't expire for the life of the account.

Annual Fee

$0

Purchase Rate

19.48% or 29.99%

Mobile App

Pay your bill, view your balance and transactions anywhere, anytime. Learn more about the  Capital One mobile app.

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen. That means you will not be responsible for fraudulent purchases.

Move the sliders to calculate how much you could earn. 2

What's your monthly spending?

$425
$0$3,000
$375
$0$3,000
$450
$0$3,000
$750
$0$3,000

You could be earning up to points per year.

That's equal to $543.

Earn Even More In-Store with Walmart Pay

Earn 5% cash back on in-store purchases for the first 12 months after approval when you use your Capital One Walmart Rewards® Card with Walmart Pay.

Customer Reviews
  • 5 Star
    75%
  • 4 Star
    15%
  • 3 Star
    4%
  • 2 Star
    2%
  • 1 Star
    4%
4.5
based on 565 reviews
88 %
of reviewers recommend Walmart Rewards
4.5
based on 565 reviews
88 %
of reviewers recommend Walmart Rewards
  • 5 Star
    75%
  • 4 Star
    15%
  • 3 Star
    4%
  • 2 Star
    2%
  • 1 Star
    4%
Yes, I recommend this product

Great rewards

Doug 324 - Today

Great card for groceries when you include rewards cash back

Yes, I recommend this product
Yes, I recommend this product

Love it.

Kidoto - Today

First time using it..so far so good. No disappointment yet.

Yes, I recommend this product
Yes, I recommend this product

capone1*

cone123 - Today

Good fit for me because I shop at Walmart - both instore and online all the time and the maximum card limit is sufficient for my purchases

Yes, I recommend this product
Yes, I recommend this product

GREAT REWARDS REBATE

TheoH - Today

Good reward. Everything is smooth sailing - clear statement with no errors.

Yes, I recommend this product
Yes, I recommend this product

I like the rewards

Nite owl - Today

The rewards you get when you use it. I would recommend it too other Familia and Friends

Yes, I recommend this product
Yes, I recommend this product

Great Card

Kaylee Brown - Today

Love it, great rewards, great customer service, I would recommend this card to anyone.

Yes, I recommend this product
Yes, I recommend this product

Great CARD and App

KG92 - April 24, 2024

This card is easy to work with and the aggressive is great to keep track of my spending and payments. Great company!

Yes, I recommend this product
Yes, I recommend this product

Awesome cash back

Akate224 - April 23, 2024

Love the 5% cash back from shopping at Walmart online.

Yes, I recommend this product
Yes, I recommend this product

Great card to build and start your credit

BlackMinxx - April 23, 2024

My Capitol One card is a good fit for me because they were the only ones that helped me boost my credit and also boost my limit when I am on a good streak.

Yes, I recommend this product
Yes, I recommend this product

This is a great card to have!

lstt - April 22, 2024

I love using this card. It is so easy to make purchases and gain rewards,

Yes, I recommend this product

SMS related Terms and Conditions: The Capital One SMS messaging program uses three SMS text short codes 227898 and 22580 for general account servicing text messages. Frequency of text messages may vary. If you text "STOP" to short code 227898 and 22580 from your mobile device, the command will revoke your consent to receive security alerts, or any additional alerts or communications related to account servicing (although we may send a confirmation of your opt out), but will not revoke any other consent you may have provided us. For support contact 877-860-1250. For more information, text HELP to the relevant short code. Standard Message and Data Rates may apply. T-Mobile® is not liable for delayed or undelivered messages. The following carriers are supported: Verizon Wireless, AT&T, Sprint, T-Mobile® , Boost, Virgin Mobile USA & Metro PCS.

1

Statement credits lower your account balance but cannot be used to meet any minimum payment obligations.

2

The actual amount of points you earn will depend on your credit limit and purchase activity.