Credit cards for online shopping

Explore a few Capital One rewards cards that can help you earn big with online shopping.

Whether you’ve got a hectic schedule or just appreciate the convenience, online shopping can be a great way to make the most of your time—and money. Especially when you can rack up credit card rewards while you do it.

And Capital One‎ has credit cards that are particularly good for online shopping—whether you’re ordering on the go or browsing from the comfort of your home. Learn more about cards like Venture‎, Savor‎ and Quicksilver‎.

Explore rewards credit card offers

See if you’re pre-approved for cash back and miles cards—with no harm to your credit.

Get started

What are the advantages and disadvantages of using credit cards for online shopping?

There are pros and cons to shopping online with a credit card—just as there are trade-offs when you do your shopping in person. 

You may not be able to test or sample items before you buy online. And the gratification of immediately ripping open a new package may be lost. But one thing you don’t have to sacrifice is security. 

Capital One helps you protect yourself online with security features like fraud alerts, Card Lock, instant purchase notifications, virtual card numbers and more. 

Depending on the card you use online, you could also set yourself up for additional perks on things like travel, groceries, dining and more. 

And there are also flexible rewards redemption options. You can use Capital One miles or cash back to shop millions of items at Or you can redeem for gift cards to make online purchases at all kinds of restaurants, retailers and more. Eligible cardholders can even redeem rewards for more than 500,000 events—including VIP packages and on-site perks—thanks to Capital One Entertainment.1

Person uses a Venture card to make an online purchase.

Using the Venture rewards card to shop online

The Venture card is one option for online shopping, especially when it comes to travel. Venture lets you earn unlimited double miles on every purchase and 5 miles per dollar on hotels and rental cars booked through Capital One Travel. So whether you’re booking boarding passes online or making a quick trip to the store, you’re earning rewards miles with every purchase.

And once you’ve got rewards miles saved up, there are many ways to redeem. You can book a trip with your miles through Capital One Travel—or use your miles to get reimbursed for past travel purchases made elsewhere. 

When you’re ready for your next adventure, go online to Capital One Travel to get great prices on thousands of flights, hotels and rental cars.

You can also sign in to your Capital One account to transfer your miles to more than 15 travel loyalty programs. It’s an easy way to boost your loyalty rewards mileage, upgrade your seats, access additional promotions and more.

Whether you’re booking tickets or redeeming miles, with Venture you have the freedom to travel your way. And if you want travel rewards without the annual fee? With VentureOne, you can earn unlimited 1.25 miles per dollar, with a $0 annual fee. View important rates and disclosures.

Woman uses her Savor card to pay for takeout she ordered online

Using the Savor rewards card to shop online

When you shop online with the Savor card, you have the potential to earn big. That’s because Savor rewards you for things you already love—like concert tickets or online takeout orders from your favorite local eatery. 

With Savor, you earn unlimited 4% cash back on dining, entertainment and popular streaming services, 3% at grocery stores and 1% on everything else.2 To learn more, check out information on rates and fees.

There’s also SavorOne, which offers unlimited 3% cash back on dining, entertainment, and popular streaming services and at grocery stores, plus 1% on everything else—with no annual fee.3 View important rates and disclosures.

And you’ll automatically earn 8% cash back when you use Savor or SavorOne to purchase tickets on Capital One Entertainment.4 Plus, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel with Savor and SavorOne.

Couple uses a Quicksilver card to make an online purchase.

Using the Quicksilver rewards card to shop online

When you shop with Quicksilver, you earn unlimited 1.5% cash back on every purchase, every day. Aside from daily spending, this can be a great card to use for things like paying bills online. You could also link your card to subscription services you have set to autopay each month. So when you’re streaming music from your favorite band or bingeing the new season of your favorite show, you can sit back, relax and know you’re earning sweet rewards.

Whether you’re shopping online or in person, Quicksilver lets you earn cash back with ease. And it offers a variety of redemption options, including the ability to redeem for statement credits that lower your account balance.5

If you have average credit, QuicksilverOne could be another great option. It also lets you earn 1.5% cash back on all your purchases.

Plus, Quicksilver and QuicksilverOne cardholders can cash in on travel with unlimited 5% cash back on hotels and rental cards booked through Capital One Travel.

Whichever card is right for you, there are tons of ways to take advantage of your cash back rewards.

Find your next credit card

Which Capital One card is right for you? Compare cards online to find out.

Explore cards

Start earning cash back today and shop with confidence

It’s not just easier—shopping online can have some real perks when you use a Capital One credit card. Even if your credit is less than perfect, there’s a rewards credit card that might suit your online shopping needs. Explore and compare all of Capital One’s cards to find an option that’s right for you.

Related Content