Credit Cards for Online Shopping
Explore a few Capital One rewards cards that can help you earn big with online shopping
Whether you’ve got a hectic schedule or just appreciate the convenience, online shopping can be a great way to make the most of your time—and money. Especially when you can rack up credit card rewards while you do it.
And Capital One® has credit cards that are particularly good for online shopping—whether you’re ordering on the go or browsing from the comfort of your home. Learn more about cards like Venture®, Savor® and Quicksilver®.
What Are the Advantages and Disadvantages of Using Credit Cards for Online Shopping?
There are pros and cons to shopping online with a credit card—just as there are trade-offs when you do your shopping in person.
You may not be able to test or sample items before you buy online. And the gratification of immediately ripping open a new package may be lost. But one thing you don’t have to sacrifice is security.
Capital One helps you protect yourself online with security features like fraud alerts, Card Lock, instant purchase notifications, virtual card numbers and more.
Depending on the card you use online, you could also set yourself up for additional perks on things like travel, groceries, dining and more.
And there are also flexible rewards redemption options. You can use Capital One miles or cash back to shop millions of items at Amazon.com. Or you can redeem for gift cards to make online purchases at all kinds of restaurants, retailers and more.
Using the Venture Rewards Card to Shop Online
The Venture card is one option for online shopping, especially when it comes to travel. Venture lets you earn unlimited double miles on every purchase, every day. So whether you’re booking boarding passes online or making a quick trip to the store, you’re earning rewards miles with every purchase.
And once you’ve got rewards miles saved up, there are many ways to redeem. One is to use miles to cover the cost of recent travel-related purchases—things like airline tickets, cab rides and beyond—made with your Venture card. And there are no blackout dates, so you can travel whenever you want!
Or when you’re ready for your next adventure, you can use miles, cash or both to book plane tickets, rental cars and hotel stays. Just go online to Capital One TravelSM.
You can also sign into your account online to transfer your miles to more than 15 of Capital One’s travel partners. It’s an easy way to boost your loyalty rewards mileage, upgrade your seats, access additional promotions and more.
Whether you’re booking tickets or redeeming miles, with Venture you have the freedom to travel your way. And if you want travel rewards without the annual fee? With VentureOne®, you can earn unlimited 1.25 miles per dollar, with a $0 annual fee.
Using the Savor Rewards Card to Shop Online
When you shop online with the Savor card, you have the potential to earn big. That’s because Savor rewards you for things you already love—like concert tickets or online takeout orders from your favorite local eatery.
With Savor, you earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on everything else.1 And through May 2020, you’ll automatically earn 8% cash back when you use Savor to purchase tickets online at Vivid Seats.2
There’s also SavorOne®, which offers unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% everywhere else—with no annual fee.1
Using the Quicksilver Rewards Card to Shop Online
When you shop with Quicksilver, you earn unlimited 1.5% cash back on every purchase, every day. Aside from daily spending, this can be a great card to use for things like paying bills online. You could also link your card to subscription services you have set to autopay each month. So when you’re streaming music from your favorite band or bingeing the new season of your favorite show, you can sit back, relax and know you’re earning sweet rewards.
Whether you’re shopping online or in person, Quicksilver lets you earn cash back with ease. And it offers a variety of redemption options, including the ability to redeem for statement credits that lower your account balance.3
If you have average credit, QuicksilverOne® could be another great option. It also lets you earn 1.5% cash back on all your purchases. Whichever card is right for you, there are tons of ways to take advantage of your cash back rewards.
Start Earning Cash Back Today and Shop With Confidence
It’s not just easier—shopping online can have some real perks when you use a Capital One credit card. Even if your credit is less than perfect, there’s a rewards credit card that might suit your online shopping needs. Explore and compare all of Capital One’s cards to find an option that’s right for you.
1With Savor and SavorOne, the 2% earn rate excludes superstores like Walmart® and Target®.
2To earn 8% cash back on Vivid Seats ticket purchases, you must pay for an eligible purchase with a Capital One Savor card. Purchases made with a Capital One SavorOne card are excluded. Eligible purchases include applicable taxes and fees but exclude third-party items added to your ticket purchase, such as insurance. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned through this offer will be reclaimed if you cancel or return an eligible purchase. This offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Offer valid from 12:00 a.m. ET, March 19, 2019, through 11:59 p.m. ET, May 31, 2020. Purchases made before the offer period and purchases that post to your account after the offer period are not eligible purchases and will not earn 8% cash back.
3Account credits lower your account balance but cannot be used to meet any minimum monthly payment obligation.
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We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate the Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.