Credit Cards for Online Shopping
Explore a few Capital One rewards cards that can help you earn big with online shopping
Whether you’ve got a hectic schedule or just appreciate the convenience, online shopping can be a great way to make the most of your time—and money. Especially when you can rack up credit card rewards while you do it.
And Capital One has credit cards that are particularly good for online shopping—whether you’re ordering on the go or browsing from the comfort of your home. Learn more about cards like Venture, Savor and Quicksilver.
What Are the Advantages and Disadvantages of Using Credit Cards for Online Shopping?
There are pros and cons to shopping online with a credit card—just as there are trade-offs when you do your shopping in person.
You may not be able to test or sample items before you buy online. And the gratification of immediately ripping open a new package may be lost. But one thing you don’t have to sacrifice is security.
Depending on the card you use online, you could also set yourself up for additional perks on things like travel, groceries, dining and more.
And there are also flexible rewards redemption options. You can use Capital One miles or cash back to shop millions of items at Amazon.com. Or you can redeem for gift cards to make online purchases at all kinds of restaurants, retailers and more. Eligible cardholders can even redeem rewards for more than 500,000 events—including VIP packages and on-site perks—thanks to Capital One Entertainment.1
Using the Venture Rewards Card to Shop Online
The Venture card is one option for online shopping, especially when it comes to travel. Venture lets you earn unlimited double miles on every purchase and 5 miles per dollar on hotels and rental cars booked through Capital One Travel. So whether you’re booking boarding passes online or making a quick trip to the store, you’re earning rewards miles with every purchase.
And once you’ve got rewards miles saved up, there are many ways to redeem. You can book a trip with your miles through Capital One Travel—or use your miles to get reimbursed for past travel purchases made elsewhere.
When you’re ready for your next adventure, go online to Capital One Travel to get great prices on thousands of flights, hotels and rental cars.
You can also sign in to your Capital One account to transfer your miles to more than 15 travel loyalty programs. It’s an easy way to boost your loyalty rewards mileage, upgrade your seats, access additional promotions and more.
Whether you’re booking tickets or redeeming miles, with Venture you have the freedom to travel your way. And if you want travel rewards without the annual fee? With VentureOne, you can earn unlimited 1.25 miles per dollar, with a $0 annual fee.
Using the Savor Rewards Card to Shop Online
When you shop online with the Savor card, you have the potential to earn big. That’s because Savor rewards you for things you already love—like concert tickets or online takeout orders from your favorite local eatery.
With Savor, you earn unlimited 4% cash back on dining, entertainment and popular streaming services, 3% at grocery stores and 1% on everything else.2 To learn more, check out information on rates and fees.
There’s also SavorOne, which offers unlimited 3% cash back on dining, entertainment, and popular streaming services and at grocery stores, plus 1% on everything else—with no annual fee.3 Check out information on rates and fees to learn more.
And you’ll automatically earn 8% cash back when you use Savor or SavorOne to purchase tickets online at Vivid Seats.4 Plus, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel with Savor and SavorOne.
Using the Quicksilver Rewards Card to Shop Online
When you shop with Quicksilver, you earn unlimited 1.5% cash back on every purchase, every day. Aside from daily spending, this can be a great card to use for things like paying bills online. You could also link your card to subscription services you have set to autopay each month. So when you’re streaming music from your favorite band or bingeing the new season of your favorite show, you can sit back, relax and know you’re earning sweet rewards.
Whether you’re shopping online or in person, Quicksilver lets you earn cash back with ease. And it offers a variety of redemption options, including the ability to redeem for statement credits that lower your account balance.5
If you have average credit, QuicksilverOne could be another great option. It also lets you earn 1.5% cash back on all your purchases.
Plus, Quicksilver and QuicksilverOne cardholders can cash in on travel with unlimited 5% cash back on hotels and rental cards booked through Capital One Travel.
Start Earning Cash Back Today and Shop With Confidence
It’s not just easier—shopping online can have some real perks when you use a Capital One credit card. Even if your credit is less than perfect, there’s a rewards credit card that might suit your online shopping needs. Explore and compare all of Capital One’s cards to find an option that’s right for you.
Capital One also offers eligible cardholders access to exclusive pre-sales at capitalone.com/pre-sales; a list of upcoming pre-sales, which is not part of the Capital One Entertainment ticketing platform. Capital One cardholder ticket and event offers on capitalone.com/pre-sales are open to Capital One cardholders with an eligible Visa or Mastercard credit card, as well as eligible Capital One debit cards and co-brand partner cards. Capital One private label retail credit cards are not eligible. Additional terms apply.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.
Not all events are eligible for all payment methods. The available payment and/or redemption method(s) for your selected tickets or packages will be indicated during check-out. Rewards redemption rates vary and are subject to change without notice. The availability of any particular ticket is not guaranteed and offerings may change.
The number of cardholder-only exclusive tickets or VIP packages varies by venue, capacity and other circumstances. The number of tickets you may purchase for an event may be limited and based on availability, and if offered, pre-sale tickets are available only during the pre-sale period, while supplies last.
Artist appearances and event dates, times and venues are subject to change and are not guaranteed.
Events subject to COVID-19 restrictions and health and safety guidelines.
Events may be subject to age restrictions and you must be at least 21 years of age to consume alcohol. Please drink responsibly.
By participating in certain events, you may be revealing that you are a Capital One customer.
By clicking on the links above, you may be taken to a site hosted by a third party.
NCAA and Final Four are trademarks of the National Collegiate Athletic Association.
2You will earn 4% cash back on dining, qualified entertainment purchases and streaming, 3% cash back on purchases made at grocery stores and 1% cash back on all other purchases. Entertainment purchases made through a third party site or by a vendor that does not categorize themselves under one of the qualifying entertainment merchandise category codes will earn 1% cash back. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount stores or super stores) will earn 1% cash back. Earnings will apply to net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. Capital One uses merchant category codes to determine if a purchase is within one of the additional cash back categories. This means that sometimes a purchase may not earn additional cash back. For example, some food trucks or food carts may use a “merchandise” code and restaurants in department stores or hotels may use a “merchandise” or “hotel” code instead of a “dining” code. Additionally some amusement parks may code their online tickets as “merchandise” instead of “entertainment.” Capital One is not responsible for merchant category codes used by merchants.
3You will earn 3% cash back on dining, qualified entertainment purchases, popular streaming services, purchases made at grocery stores and 1% cash back on all other purchases. Entertainment purchases made through a third party site or by a vendor that does not categorize themselves under one of the qualifying entertainment merchandise category codes will earn 1% cash back. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount stores or super stores) will earn 1% cash back. Earnings will apply to net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. Capital One uses merchant category codes to determine if a purchase is within one of the additional cash back categories.This means that sometimes a purchase may not earn additional cash back. For example, some food trucks or food carts may use a “merchandise” code and restaurants in department stores or hotels may use a “merchandise” or “hotel” code instead of a “dining” code. Additionally some amusement parks may code their online tickets as “merchandise” instead of “entertainment”. Capital One is not responsible for merchant category codes used by merchants.
4To earn 8% cash back on Vivid Seats ticket purchases, you must pay for an eligible purchase with a Capital One Savor or SavorOne card. Eligible purchases include applicable taxes and fees but exclude third-party items added to your ticket purchase, such as insurance. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned through this offer will be reclaimed if you cancel or return an eligible purchase. This offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Offer valid from 12:00 a.m. ET, April 21, 2020, through 11:59 p.m. ET, January 31, 2023. Purchases made before the offer period (except eligible purchases made under a previous Savor card and Vivid Seats offer) and purchases that post to your account after the offer period are not eligible purchases and will not earn 8% cash back.
5Account credits lower your account balance but cannot be used to meet any minimum monthly payment obligation.
Capital One does not provide, endorse, or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners.
We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.