Some of the best Capital One online shopping credit cards

Online shopping can help you make the most of your time and money—especially when you can earn credit card rewards while you do it. Capital One‎ has credit cards that are great for online shopping, whether you’re ordering takeout, booking a flight or browsing your favorite retailer. 

What you’ll learn:

• Capital One has a variety of rewards credit cards, including Venture X, Venture, VentureOne, Savor, SavorOne, Quicksilver, QuicksilverOne and more.

• Fraud alerts, card lock capabilities, instant purchase notifications and virtual card numbers can help you keep your money safer when shopping online.

• Capital One Shopping can help you save when you shop at thousands of online retailers.

Using a credit card for online shopping can offer benefits like rewards, security benefits and extended warranty options. Here are some advantages of using credit cards when shopping online.

Depending on your card, you could earn cash back, miles or points for shopping online. You might then redeem those rewards for gift cards, statement credits, travel and more. 

Many Capital One credit cards offer elevated rewards when you book through Capital One Travel. Eligible cardholders can also use their rewards to book travel there.

One benefit of shopping online with a credit card is added security. Capital One helps you protect yourself online with security features that include: 

• Fraud alerts
• Card lock
• Instant purchase notifications
• Virtual card numbers

Some credit card issuers, including Capital One, offer an extended warranty benefit that covers certain purchases for longer than the manufacturer’s warranty.

Beyond security benefits, Capital One has even more ways to help you get the most out of online shopping. 

• Capital One Shopping: A free tool that automatically applies coupons at checkout when you shop online. With Capital One Shopping, you can also save with instant price comparisons and price drop alerts on items you’ve viewed or purchased.

• Capital One Offers: Cardholders can sign in online or use the Capital One Mobile app to browse offers at thousands of online retailers.

Plus, there are different ways you can shop using your rewards.

• Amazon.com: With Amazon Shop with Points, you can link your card and pay for purchases. Don’t have enough rewards to cover your entire purchase? Use your Capital One card for the rest.

• PayPal®: Pay with Rewards lets you apply your rewards each time you check out with PayPal. If you don’t have enough to cover your purchase, you can pay for the rest using your Capital One credit card.

The best credit card for online shopping is one that aligns with your spending habits, lifestyle and needs. Here’s a closer look at some credit cards from Capital One that earn unlimited rewards you can use to shop online.

All Capital One Travel rewards cards are great options for online shopping, especially when it comes to booking travel. But the Venture X card has elevated rewards designed to take travel to the next level, especially when you book through Capital One Travel. 

The Venture X card at a glance:

• Annual fee: $395; view important rates and disclosures

• Rewards: 10X miles on hotels and rental cars, and 5X miles on flights, vacation rentals and activities booked through Capital One Travel and 2X miles on all other purchases

• Bonus offer: 75,000 bonus miles when you spend $4,000 on purchases within three months of opening an account

• Recurring bonuses: $300 annual travel credit for bookings through Capital One Travel and a 10,000 miles anniversary bonus

• Credit level: Excellent

The Venture card lets you earn unlimited miles on every purchase—whether you’re booking a hotel stay online or ordering household necessities.

Once you’ve earned rewards, there are many ways to redeem them. You can book a trip with your miles through Capital One Travel, use them to get reimbursed for eligible recent travel purchases made within 90 days of purchase, and so much more.

You can also sign in to your Capital One account to transfer your miles to more than 15 travel loyalty programs. 

The Venture card at a glance:

• Annual fee: $95; view important rates and disclosures

• Rewards: 2X miles on every purchase and 5X miles on hotels, vacation rentals, rental cars and activities booked through Capital One Travel

• Bonus offer: 75,000 bonus miles when you spend $4,000 on purchases within three months of opening an account

• Credit level: Excellent

Want travel rewards without the annual fee? With the VentureOne card, you can earn unlimited miles with a $0 annual fee. View important rates and disclosures. You’ll earn the same miles for shopping for a new vacation wardrobe online as you will for picking up last-minute essentials at the pharmacy on your way to the airport.

When you’re ready for your next adventure, visit Capital One Travel to get great prices on thousands of flights, hotels, vacation rentals, rental cars and activities.

The VentureOne card at a glance:

• Annual fee: $0; view important rates and disclosures

• Rewards: 1.25X miles on every purchase and 5X miles at Capital One Entertainment and on hotels, vacation rentals, rental cars and activities booked through Capital One Travel

• Sign-up bonus: 20,000 bonus miles if you spend $500 within three months of opening an account

• Credit level: Excellent

The Savor card offers unlimited cash back on purchases, including ones made for unforgettable events through Capital One Entertainment and Capital One Travel.

The Savor card at a glance:

• Annual fee: $0; view important rates and disclosures

• Rewards: 3% cash back at grocery stores and on dining, entertainment and popular streaming services, plus 8% cash back on Capital One Entertainment purchases, 5% cash back on hotels, vacation rentals, rental cars and activities booked through Capital One Travel and 1% cash back on all other purchases

• Bonus: $200 cash bonus once you spend $500 within three months of opening an account 

• Credit level: Excellent

SavorOne lets you cash in on food and fun even if you’re building your credit. 

With responsible use, you can use your SavorOne card to build credit while earning rewards—whether you’re shopping online or in person. 

SavorOne at a glance:

• Annual fee: $39; view important rates and disclosures 

• Rewards: 3% cash back at grocery stores and on dining, entertainment and popular streaming services; 8% cash back on Capital One Entertainment purchases; 5% cash back on hotels, vacation rentals, rental cars and activities booked through Capital One Travel; and 1% cash back on all other purchases

• Credit level: Fair

When you shop with the Quicksilver card, you earn unlimited 1.5% cash back on every purchase, every day. Aside from daily spending, this can be a great card to use for things like paying bills online. 

Whether you’re shopping online or in person, the Quicksilver card lets you earn cash back with ease. And like all Capital One rewards cards, it offers a variety of redemption options, including the ability to redeem for statement credits that lower your account balance. 

The Quicksilver card at a glance:

• Annual fee: $0; view important rates and disclosures 

• Rewards: 1.5% cash back on every purchase and 5% cash back on hotels, vacation rentals, rental cars and activities booked through Capital One Travel

• Sign-up bonus: $200 cash bonus after you spend $500 on purchases within three months of opening an account

• Credit level: Excellent

With the QuicksilverOne card, you’ll earn the same 1.5% cash back on every purchase you make online and in person. 

The QuicksilverOne card at a glance:

• Annual fee: $39; view important rates and disclosures 

• Rewards: 1.5% cash back on every purchase and 5% cash back on hotels, vacation rentals, rental cars and activities booked through Capital One Travel

• Credit level: Fair

Here are some frequently asked questions about credit cards for online shopping.

Shopping online with a Capital One credit card is secure, convenient and rewarding. Even if your credit is less than perfect, there’s a rewards credit card that might suit your online shopping needs.

• See if you’ll be approved for credit cards without harming your credit scores. 

• Explore travel rewards cards with unlimited miles you can actually use. 

• Earn unlimited 1.5% cash back on every purchase, every day, with a cash back rewards card. 

• Earn unlimited cash back on food and fun with a dining and entertainment rewards card.