Platinum Mastercard® from Capital One

Get the credit you need with no annual fee.

Find out if you're pre-approved with no risk to your credit score.

Find out if you're pre-approved with no risk to your credit score.

View important rates and disclosures

Explore Capital One credit card benefits 1

Account Alerts

Set up personalized email or text reminders to help you stay on top of your account.

Autopay

Set up Autopay for your account and your payments will be made automatically every month. Learn more about setting up Autopay.

See Monthly Recurring Transactions

24/7 access to a list of merchants that charge your Capital One card monthly, like subscriptions and bills on your account at www.capitalone.com

Authorized User

Add an authorized user to your account, and track spending by user.

Balance Transfer

Transfer your higher-rate balances onto a Capital One card. Learn more about balance transfers.

24/7 Customer Service

Helpful customer service representatives are available to assist you 24 hours a day. Contact Capital One Customer Service here.

Want to see more cards that could help you build credit with responsible use?

Customer Reviews
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
4.5
based on 9436 reviews
91 %
of reviewers recommend Platinum Mastercard®
4.5
based on 9436 reviews
91 %
of reviewers recommend Platinum Mastercard®
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
Yes, I recommend this product

Great card

Kelz34 - February 23, 2024

I can use it anywhere. I have never had any issues.

Yes, I recommend this product
Yes, I recommend this product

Great start

Cutiex - February 23, 2024

Good starter card. Hopefully it will open opportunities and credit increase.

Yes, I recommend this product
Yes, I recommend this product

Interest too high.

Gabby75 - February 22, 2024

I understand it being high in beginning. My credit was messed up. But I have been with you a long time and I pay way over minimum payment yet interest stays high.

Yes, I recommend this product

8 years and still paying interest on $500 cash adv

Dissatisfied Customer Too - February 22, 2024

Interest rate still being charged on a $500 cash advance from over 8 years ago! Ridiculous! And can never get a credit line increase.

Yes, I recommend this product

Top notch card

CATK - February 22, 2024

Excellent mobile backing features and easy to navigate

Yes, I recommend this product
Yes, I recommend this product

Average. Nothing special

gffcvjnjii - February 22, 2024

It’s an OK beginner card. It doesn’t offer anything special which I feel like doesn’t really give me much want to choose them over another brand. I just chose it to my friend would get the referral money. I’ve also had t...

Yes, I recommend this product
Yes, I recommend this product

Great card!

Mel76 - January 24, 2024

CapitalOne has been a great credit card company and I find their app very easy to use. I like the security features that come with the card and overall I have had a positive experience.

Yes, I recommend this product
Yes, I recommend this product

Great rewards

Jobey1 - January 24, 2024

For me it's building better credit score. Capital One helped me out a lot.

Yes, I recommend this product
Yes, I recommend this product

Great

Trickyricky65 - January 23, 2024

It helps by having monthly bills on it to be paid automatically, and comes in handy for emergencies or when low on cash.

Yes, I recommend this product
Yes, I recommend this product

Excellent

Nata Gaby - January 23, 2024

My capital one is good for me and my family! Excellent!!

Yes, I recommend this product