Venture vs. VentureOne card comparison

May 29, 2025|6 min read

The Capital One Venture and VentureOne rewards credit cards allow cardholders to earn unlimited miles on everyday and travel purchases. Plus, both cards have flexible redemption options and other travel-focused benefits.

But there are key differences between the two. Keep reading to compare Venture and VentureOne credit cards and discover which one might best fit your spending habits and travel goals.

What you’ll learn:

Venture and VentureOne are travel rewards credit cards.
Both cards offer 5X miles on hotels and rental cars booked through Capital One Travel. Neither card charges foreign transaction fees. View important rates and disclosures.
New Venture cardholders can earn 75,000 bonus miles by spending $4,000 within 3 months of opening an account.¹
New VentureOne cardholders can earn 20,000 bonus miles by spending $500 within 3 months of opening an account.¹

Venture vs. VentureOne overview

Here’s a look at the Venture and VentureOne cards’ key terms and benefits:

	VentureOne View important rates and disclosures.	Venture View important rates and disclosures.
Annual fee	$0	$95
Earning rates and rewards	Unlimited 1.25X miles on every purchase Unlimited 5X miles on hotels and rental cars booked through Capital One Travel Unlimited 5X miles on Capital One Entertainment²	Unlimited 2X miles on every purchase Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel Unlimited 5X miles on Capital One Entertainment²
Rewards	Unlimited rewards that don’t expire Flexible redemption options	Unlimited rewards that don’t expire Flexible redemption options
Travel benefits	No foreign transaction fees, travel insurance and more	Includes the benefits of VentureOne, plus Global Entry/TSA PreCheck® credit, Hertz® Five Star status, access to the Lifestyle Collection and more³
New cardholder welcome offer	20,000 bonus miles with $500 spent within the first 3 months¹	75,000 bonus miles with $4,000 spent within the first 3 months¹
APR	Variable	Variable
Credit level	Excellent	Excellent

Capital One Venture card

The Venture card may suit frequent travelers who want to earn rewards on everyday purchases and travel. It offers unlimited 2X miles on all purchases and 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel. Plus, cardholders can earn 5X miles on purchases through Capital One Entertainment.²The Venture credit card has a $95 annual fee. View important rates and disclosures.

Venture card benefits

With the Venture card, cardholders can also enjoy:

75,000 bonus miles when they spend $4,000 in the first 3 months¹
Up to $120 credit for Global Entry or TSA PreCheck® when they pay the application fee with their Venture card³
Access to the vibrant hotels and vacation rentals of the Lifestyle Collection, plus a $50 experience credit for each stay and other premium benefits like room upgrades, early check-in and late checkout when available⁴
Complimentary status upgrades in the Hertz Gold Plus Rewards® car-rental loyalty program⁵

If you’re interested in a travel rewards credit card with even more elevated rewards, you can consider the Capital One Venture X card. You can also learn more about how Venture and Venture X compare.

Does Capital One Venture have foreign transaction fees?

The Venture card doesn’t charge foreign transaction fees for purchases made abroad or with foreign merchants. View important rates and disclosures.

Capital One VentureOne card

The VentureOne credit card may suit travelers who want to earn rewards without paying an annual fee. Cardholders can earn 1.25X miles on everyday purchases and 5X miles on eligible bookings through Capital One Travel. Plus, they can earn 5X miles on purchases through Capital One Entertainment.² View important rates and disclosures.

VentureOne card benefits

With the VentureOne card, cardholders can also enjoy:

20,000 bonus miles when they spend $500 in the first 3 months¹
No annual fee. View important rates and disclosures.
0% intro APR for 15 months; 19.24%-29.24% variable APR after that. Balance transfer fee applies.

If you’re still building your credit, you can check out the VentureOne for Good Credit card. It offers unlimited 1.25X rewards miles on every purchase. And it has no annual fee. View important rates and disclosures.

Can you upgrade from VentureOne to Venture?

You may be eligible to upgrade your credit card to a Venture card. If you’re a Capital One cardholder, you can sign in to your Capital One account to check for card offers.

Venture and VentureOne shared benefits

Venture and VentureOne cards also offer access to these cardholder benefits:

Capital One Travel

Capital One Travel can help cardholders save an average of 15% on flights with price prediction and offers a suite of other travel booking features.⁶ And with Venture and VentureOne, you’ll also earn elevated rewards when you book through Capital One Travel.

With Capital One Travel, you can also:

Get a price match guarantee on eligible flights, hotels and rental cars
Add the option to cancel your flight for any reason or freeze a flight price for a small fee
Book travel with your card or your rewards, or a combination of both

Capital One Dining

Venture and VentureOne cardholders can access exclusive reservations at top-tier restaurants through Capital One Dining. Plus, unlock insider access to extraordinary culinary experiences with industry experts like the MICHELIN Guide, Chef José Andrés and the James Beard Foundation.⁷

Capital One Entertainment

Use Capital One Entertainment to score exclusive tickets and VIP event access to live music, sports, theater performances, special dining events and more. You can also redeem your rewards for tickets.²

Security and protection

Capital One World Elite Mastercard® cardholders have access to travel accident insurance and auto rental collision coverage.

You’ll also be able to access security features such as emergency card replacement, fraud alerts, card lock, $0 liability for unauthorized charges and virtual card numbers.^{8, 9, 10}

Which credit card is right for me, Venture or VentureOne?

The VentureOne credit card may suit those new to travel rewards or seeking a no-fee option with an introductory APR. View important rates and disclosures. The Capital One Venture credit card may be a better fit for those who expect to spend more on travel and want to earn higher rewards rates.

Key takeaways: Capital One Venture vs. VentureOne

Both Venture and VentureOne offer flexible ways to earn and redeem travel rewards, with no foreign transaction fees and various travel-related features. View important rates and disclosures.

No matter which card you choose, you’ll enjoy added protection and access to exclusive experiences to elevate your journey. You can compare Capital One’s travel rewards cards to determine which card is right for you.

Footnotes

Learn more about FDIC insurance coverage.

¹Card offers with a cash or miles rewards bonus are available by selecting the offer on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.

²To use the Capital One Entertainment ticketing platform, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing; at least 18 years old; and either a primary account holder or an account manager for an eligible consumer credit card, or a primary account holder for an eligible small business credit card. Online account required; additional terms apply. For more information, please see Capital One Entertainment’s Terms of Use.

Through 12/31/25, eligible Venture X, Venture X Business, Venture and Spark 2X miles rewards cardholders will earn 5 miles per dollar spent on Capital One Entertainment purchases. Eligible Savor cardholders earn 8% cash back on Capital One Entertainment purchases subject to the terms previously disclosed.

³To receive a statement credit up to $120, you must use your Venture or Venture X card to either complete the Global Entry application and pay the current application fee, or complete the TSA PreCheck® application and pay the current application fee. Credit will appear within two billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Fees charged to a VentureOne card are not eligible. Refer to the Application or Account Terms for additional details.

⁴Hotels: Lifestyle Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $50 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay. Contact the hotel directly to confirm qualifying experiences - Advance reservations recommended for certain experiences.

In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection hotel bookings include complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking.

Vacation Rentals: Lifestyle Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $50 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying experience credit options vary by location and are subject to availability. Contact the host provider directly to confirm qualifying experiences - advance reservations recommended for certain experiences. For certain properties, the experience credit will be provided in the form of a gift card.

In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking.

Both Hotel and Vacation Rentals: Lifestyle Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer not intended for commercial use unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details

⁵Eligible cardholders must enroll through the unique Benefits Tab link found within the Capital One website or mobile app after logging in. Cardholders can find the link to enroll by visiting their eligible card’s Rewards tab or Capital One Travel Benefits tab and by clicking on the Hertz benefit tile. Upon doing so, a new webpage will open; there, Venture X cardholders will be able to enroll directly in or request an upgrade to Hertz President’s Circle status and Venture cardholders will be able to enroll directly in or request an upgrade to Hertz Five Star status. Authorized users and account managers are eligible for the benefit; the primary account holder can enroll them into the Hertz Gold Plus Rewards program through the same process described above. After successful registration, Hertz will process the request and status will be effective 24-72 hours after registration. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. enrolling directly at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Cardholders must go through the above process to be successfully enrolled. Upon enrollment, eligible cardholders will remain at that status level through the duration of the offer, at which point they will be reverted to the level commensurate with Hertz standard usage policies. This offer is subject to change. Hertz Gold Plus Rewards program terms apply.

⁶15% savings represents the average savings based on price prediction and booking recommendation for flights. Savings may vary. Services such as price freeze, change a flight after you book, price prediction, price watch, price drop protection, and price match guarantee are subject to terms and conditions. The availability of these services varies by account and they may not be available on all bookings. Additional fees may apply. See travel.capitalone.com/terms-of-service/ for details.

⁷To use Capital One Dining, you must be a Capital One cardholder with an eligible rewards-earning credit card, in good standing, at least 18 years old, either a primary account holder, account manager or authorized user for an eligible consumer credit card, or a primary account holder, account manager or authorized user for an eligible small business credit card. Online account required; additional terms apply. For more information, please see Capital One Dining’s Terms of Use.

Qualifying purchases include tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible card. Tickets purchased through the Capital One cardholder exclusive pre-sales page (www.capitalone.com/pre-sales); tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and dining reservations or purchases through Capital One Dining are excluded. Your account must be open and in good standing to earn rewards and rewards earned will post to your account within 1-2 billing cycles. Rewards earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.

⁸Terms apply. View your Visa or Mastercard Guide to Benefits for more details.

⁹Claims of unauthorized use are subject to verification and investigation.

¹⁰Some customers will not be eligible to access a virtual card. If you are eligible, you must verify your identity before accessing your virtual card. In some cases, you will not be able to access your virtual card until approximately 30 days after account opening, and you may not have access to your full credit line until your physical card is activated. Web access is needed to manage your virtual card number online or in the Mobile app. Virtual cards may not be accepted by all stores. Eligible customers can also use virtual cards through Google Pay or via the Eno browser extension. Virtual cards through Google Pay are currently available in Chrome for desktop computers (Mac, Windows and Linux), Chrome for Android, and via merchant apps running in the Android OS. Additional availability may be added in the future, including Chrome for iOS. The Eno extension is available only for certain web browsers and enrollment is required.

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