Venture vs. VentureOne card comparison

December 4, 2025|6 min read

The Capital One Venture and VentureOne rewards credit cards allow cardholders to earn unlimited miles on everyday and travel purchases. Plus, both cards have flexible redemption options and other travel-focused benefits.

But there are key differences between them. Keep reading to compare Venture and VentureOne credit cards and discover which one might best fit your spending habits and travel goals.

What you’ll learn:

Venture and VentureOne are travel rewards credit cards.
Both cards offer 5X miles on hotels and rental cars booked through Capital One Travel. Neither card charges foreign transaction fees. View important rates and disclosures.
New Venture cardholders can earn 75,000 bonus miles by spending $4,000 within three months of opening an account.
New VentureOne cardholders can earn 20,000 bonus miles by spending $500 within three months of opening an account.

Venture vs. VentureOne overview

Venture and VentureOne are Capital One credit cards. They have similar travel rewards, including the ability to earn unlimited miles that never expire and elevated rewards through Capital One Travel. But there are differences when it comes to annual fees, interest rates and other rewards. Here’s a look at their key features:

	VentureOne View important rates and disclosures.	Venture View important rates and disclosures.
Annual fee	$0	$95
Earning rates and rewards	1.25X miles on every purchase 5X miles on hotels, vacation rentals, rental cars and activities booked through Capital One Travel 5X miles on Capital One Entertainment	2X miles on every purchase 5X miles on hotels, vacation rentals, rental cars and activities booked through Capital One Travel 5X miles on Capital One Entertainment
Rewards	Unlimited rewards that don’t expire Flexible redemption options	Unlimited rewards that don’t expire Flexible redemption options
Travel benefits	Travel insurance, no foreign transaction fees and other benefits	VentureOne benefits, plus Global Entry/TSA PreCheck® credit, Hertz Five Star status, access to the Lifestyle Collection and more
New cardholder welcome offer	20,000 bonus miles with $500 spent within the first 3 months	75,000 bonus miles with $4,000 spent within the first 3 months
APR	Variable	Variable
Credit level	Excellent	Excellent

Venture card

Venture card cardholders earn unlimited 2X miles on all purchases and 5X miles on hotels, vacation rentals, rental cars and activities booked through Capital One Travel. Plus, cardholders can earn 5X miles on purchases through Capital One Entertainment. The Venture credit card has a $95 annual fee. View important rates and disclosures.

Venture benefits

Venture cardholders can also earn and enjoy:

75,000 bonus miles when they spend $4,000 in the first three months
Up to $120 credit for Global Entry or TSA PreCheck® when they pay the application fee with their Venture card
Access to the vibrant hotels and vacation rentals of the Lifestyle Collection, which comes with a $50 experience credit for each stay and other premium benefits like room upgrades, early check-in and late checkout when available
Complimentary status upgrades in the Hertz Gold Plus Rewards® car-rental loyalty program

If you’re interested in a travel rewards credit card with even more elevated rewards, you can consider the Capital One Venture X card. You can also learn more about how Venture and Venture X compare.

Does Capital One Venture have foreign transaction fees?

There are no foreign transaction fees when Venture cardholders use their card to make purchases abroad or with foreign merchants. View important rates and disclosures.

Capital One VentureOne card

VentureOne cardholders earn 1.25X miles on everyday purchases and 5X miles on hotels, vacation rentals, rental cars and activities through Capital One Travel. Plus, they can earn 5X miles on purchases through Capital One Entertainment.

VentureOne benefits

With the VentureOne card, cardholders can also earn and enjoy:

No annual fee. View important rates and disclosures.
20,000 bonus miles when they spend $500 within three months of opening an account

Can you upgrade from VentureOne to Venture?

You may be eligible to upgrade your credit card to a Venture card. But if you upgrade instead of applying for a new card, you may not be eligible for the same benefits. Those might include bonuses and other promotional offers for new cardholders.

If you’re a Capital One cardholder, you can sign in to your Capital One account to check for card offers.

Venture and VentureOne shared benefits

Venture and VentureOne cards also offer access to these cardholder benefits:

Capital One Travel

Capital One Travel cardholders can save an average of 15% on flights with price prediction. Capital One Travel also offers a suite of other travel booking features, including:

Price match guarantee on eligible flights, hotels and rental cars
Options to cancel your flight for any reason or freeze a flight price for a small fee
Flexibility to book travel with your card or your rewards or a combination of the two

Capital One Entertainment

Use Capital One Entertainment to score exclusive tickets and VIP event access to live music, sports, theater performances, special dining events and more. You can also redeem your rewards for tickets.

Security and protection

Cardholders have access to security features, such as emergency card replacement, fraud alerts, card lock, $0 liability for unauthorized charges and virtual card numbers.

Which credit card is right for me, Venture or VentureOne?

The VentureOne credit card may suit those new to travel rewards or seeking a no-annual-fee option. View important rates and disclosures. The Venture credit card may be a better fit for those who expect to spend more on travel and want to earn higher rewards rates.

If you’re building credit, you could also check out the VentureOne for Good Credit card. It offers unlimited 1.25X rewards miles on every purchase. Like the VentureOne card, it has no annual fee. View important rates and disclosures.

Key takeaways: Capital One Venture vs. VentureOne

Both Venture and VentureOne offer flexible ways to earn and redeem travel rewards, with no foreign transaction fees and various travel-related features. View important rates and disclosures.

No matter which card you choose, you’ll enjoy added protection and access to exclusive experiences to elevate your journey. You can compare Capital One’s travel rewards cards to determine which card is right for you.

Footnotes

Learn more about FDIC insurance coverage.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

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Eligible Quicksilver, QuicksilverOne, Quicksilver Secured, Quicksilver Student, Journey, Capital One Cash, Spark Cash Select, Spark Classic, Spark Cash, Spark Pro, Spark Cash Plus and Spark Business cardholders will earn 5% cash back on Capital One Entertainment purchases. Eligible Venture X, Venture, VentureOne, Capital One Miles, Venture X Business, Spark Miles, Spark Miles Select and Spark Classic Miles cardholders will earn 5 miles per dollar spent on Capital One Entertainment purchases.

Qualifying purchases include tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible card. Tickets purchased through Capital One cardholder exclusive pre-sales; tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and dining reservations or purchases through Capital One Dining are excluded. Your account must be open and in good standing to earn rewards and rewards earned will post to your account within 1-2 billing cycles. Rewards earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments.

To receive a statement credit up to $120, you must use your Venture, Venture X, Venture X Business or Spark Miles card to either complete the Global Entry application and pay the application fee, or complete the TSA PreCheck® application and pay the application fee. Credit will appear within 1-2 billing cycles, and will apply to whichever program is applied for first. One statement credit per account every four years, and your account must be open and in good standing when the credit is applied. Refer to the Application or Account Terms for additional details.

Capital One Travel bookings include services such as cancel your flight for any reason, price prediction, price watch, price drop protection, and price match guarantee. Additional fees may apply. The availability of these services varies by account, and they may not be available on all bookings. Terms apply. See travel.capitalone.com/terms-of-service/ for details.

15% savings represents the average savings based on price prediction and booking recommendation for flights. Savings may vary. Terms apply.

Premier Collection
Hotels: Premier Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $100 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay. Contact hotel directly to confirm qualifying experiences - advance reservations recommended for certain experiences.

In addition to the $100 experience credit, other benefits available to eligible cardholders for Premier Collection hotel bookings include: daily breakfast for two, complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking.

Vacation rentals: Premier Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $100 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying experience credit options vary by location and are subject to availability. Contact the host provider directly to confirm qualifying experiences - advance reservations recommended for certain experiences. For certain properties, the experience credit will be provided in the form of a gift card.

In addition to the $100 experience credit, other benefits available to eligible cardholders for Premier Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking.

Both Hotels and vacation rentals: Premier Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer not intended for commercial use unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details.

Lifestyle Collection
Hotels: Lifestyle Collection hotel experience credit will be applied at checkout by hotel to qualifying charges up to $50 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay. Contact the hotel directly to confirm qualifying experiences - Advance reservations recommended for certain experiences.

In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection hotel bookings include complimentary Wi-Fi, and (when available) room upgrades, early check-in and late checkout. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by the hotel for booking.

Vacation rentals: Lifestyle Collection vacation rental experience credit will be applied at time of booking the experience by the host provider to qualifying experience charges up to $50 USD or the local currency equivalent. Experiences must be booked with a Capital One credit card. Qualifying experience credit options vary by location and are subject to availability. Contact the host provider directly to confirm qualifying experiences - advance reservations recommended for certain experiences. For certain properties, the experience credit will be provided in the form of a gift card.

In addition to the $50 experience credit, other benefits available to eligible cardholders for Lifestyle Collection vacation rental bookings include: complimentary Wi-Fi, and (when available) early check-in and late checkout. Benefits applied per stay. Back-to-back bookings of the same property within a 24-hour period will be considered one reservation and are not eligible for double benefits. Host provider terms and conditions apply; a minimum number of nights may be required by the host for booking.

Both hotels and vacation rentals: Lifestyle Collection booking must be made through Capital One Travel in the eligible cardholder’s name, with the cardholder as a member of party traveling, to qualify for benefits. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits are subject to change. Offer not intended for commercial use unless otherwise permitted. We may disqualify any cardholder from participation and benefits at our sole discretion. Additional terms apply; see travel.capitalone.com/terms-of-service for details.

Points earned and redeemed apply to per day time and mileage charges only. Taxes, fees, and options are excluded. Redemptions do not earn points. Terms and exclusions apply.

One car class upgrade, with a maximum upgrade to a full-size vehicle (class F) is guaranteed for President’s Circle members and subject to availability for Five Star members. Does not apply to Manager’s special rentals. Additional terms and exclusions apply.

Points are earned and redeemed on the base rental rate only. Taxes, fees and options are excluded.

Renters under 25 years old are subject to an Age Differential charge. Charge varies based on car class, drivers age and renting location. Car class restrictions apply.

Eligible cardholders must enroll through the unique Benefits Tab link found within the Capital One website or mobile app after logging in. Cardholders can find the link to enroll by visiting their eligible card’s Rewards tab or Capital One Travel Benefits tab and by clicking on the Hertz benefit tile. Upon doing so, a new webpage will open; there, Venture X and Venture X Business cardholders will be able to enroll directly in or request an upgrade to Hertz President’s Circle status and Venture, VentureOne, Savor, Savor Student, Quicksilver, Quicksilver Student, Spark Miles and Spark Miles Select cardholders will be able to enroll directly in or request an upgrade to Hertz Five Star status. Age restrictions apply. After successful registration, Hertz will process the request and status will be effective 24-72 hours after registration. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. enrolling directly at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Cardholders must go through the above process to be successfully enrolled. Upon enrollment, eligible cardholders will remain at that status level through the duration of the offer, at which point they will be reverted to the level commensurate with Hertz standard usage policies. This offer is subject to change. Hertz rental policies and Hertz Gold Plus Rewards program terms apply.

Claims of unauthorized use and liability for unauthorized charges are subject to investigation and verification.

Some customers will not be eligible to access a virtual card. If you are eligible, you must verify your identity before accessing your virtual card. In some cases, you will not be able to access your virtual card until approximately 30 days after account opening, and you may not have access to your full credit line until your physical card is activated. Web access is needed to manage your virtual card number online or in the Mobile app. Virtual cards may not be accepted by all stores. Virtual cards are not available for debit cards and some credit cards.