Which Capital One cash back credit card is right for you?

Capital One has cash back credit cards for people at all credit levels. Whether you’re looking to earn cash back on items you buy all the time, at restaurants or on concert tickets, chances are you can find a Capital One cash back rewards card that meets your needs.

Find out the differences between Capital One’s cash back cards and what credit score you might need to qualify for each.

What you’ll learn:

• Capital One cash back cardholders can earn rewards on qualifying purchases.

• Capital One offers cash back credit cards for people at all credit levels, including those who are building credit. 

• When choosing a rewards card, consider your spending habits, compare card terms, explore card benefits and research rewards.

With a Capital One cash back credit card, you can turn your everyday spending into unlimited rewards. Earn a percentage back for every qualifying purchase you make, with rewards that won’t expire as long as your account remains open and in good standing. Have more than one Capital One credit card? Link your accounts to combine and transfer your rewards.

On top of cash back rewards, eligible cardholders may also enjoy: 

• 5% cash back on hotels, vacation rentals, rental cars and activities booked through Capital One Travel.¹ 

• Cash back on Capital One Entertainment purchases, as well as exclusive access to pre-sales, VIP tickets and more.²

To get the most out of a Capital One cash back credit card, think about the purchases you regularly make with a card. Do you use it to buy groceries or to fill up your gas tank? For the occasional dinner out or streaming services for a night in?

Choose a Capital One card that aligns with your spending habits, and you could quickly be on your way to getting some major cash back rewards.

Capital One cash back credit cards give you a simple way to earn rewards on the eligible purchases you’re already making. And flexible redemption options enable you to choose how to redeem your rewards. 

Here’s a breakdown of how Capital One’s Quicksilver cash back rewards credit cards work:

The Quicksilver card is generally for people with excellent credit. It offers:

• 1.5% cash back on every purchase.

• $200 cash bonus after new cardholders spend $500 on purchases within three months of account opening.³

• No annual fee and no foreign transaction fees. View important rates and disclosures. 

• A low introductory annual percentage rate (APR).

Quicksilver for Good Credit is a cash back card for people with good credit. It offers:

• 1.5% cash back on every purchase.

• No annual fee and no foreign transaction fees. View important rates and disclosures.

The QuicksilverOne card is for people with fair credit. It offers:

• 1.5% cash back on every purchase. 

• $39 annual fee and no foreign transaction fees. View important rates and disclosures.

• Automatic consideration for a higher credit line in as little as six months.

The Quicksilver Secured card is designed for people who are looking to establish or build credit. It offers:

• 1.5% cash back on every purchase. 

• No annual fee and no foreign transaction fees. View important rates and disclosures.

• Refundable $200 minimum deposit. 

• The option to raise the credit limit by depositing more than the minimum.

To open a secured credit card account like Quicksilver Secured, you’ll need to provide a refundable security deposit.

Quicksilver Student is a cash back card for students with fair credit or who are new to credit. It offers:

• 1.5% cash back on every purchase. 

• $50 cash bonus once new cardholders spend $100 on purchases within three months of account opening.³

• No annual fee and no foreign transaction fees. View important rates and disclosures.

Capital One Savor cards give you unlimited cash back for food, fun and all the things you love to do. Plus, eligible customers have access to exclusive dining and entertainment perks. Here’s how the cards work:

Savor is a dining and entertainment rewards credit card for people with excellent credit. It offers:

• 3% cash back at grocery stores and on dining, entertainment and popular streaming services.⁴

• $200 cash bonus once new cardholders spend $500 within three months of account opening.³ 

• 8% cash back on purchases made on Capital One Entertainment.²

• No annual fee and no foreign transaction fees. View important rates and disclosures. 

• A low introductory APR.

• 1% cash back on all other purchases.

As the name suggests, Savor for Good Credit is a dining and entertainment rewards credit card for people with good credit. It offers:

• 3% cash back at grocery stores and on dining, entertainment and popular streaming services.⁴

• No annual fee and no foreign transaction fees. View important rates and disclosures.

• 1% cash back on all other purchases.

The SavorOne card is for people with fair credit. It offers:

• 3% cash back at grocery stores and on dining, entertainment and popular streaming services.⁴

• $39 annual fee and no foreign transaction fees. View important rates and disclosures.

• Automatic consideration for a higher credit line in as little as six months.

• 1% cash back on all other purchases.

The Savor Student card is for students with fair credit or who are new to credit. It offers:

• 3% cash back at grocery stores and on dining, entertainment and popular streaming services.⁴

• $50 cash bonus once new cardholders spend $100 on purchases within three months of account opening.³ 

• No annual fee and no foreign transaction fees. View important rates and disclosures.

• 1% cash back on all other purchases.

Capital One offers cash back credit cards for students building credit, people with excellent credit and everyone in between. 

Whether you want to earn rewards on everyday purchases, dining and entertainment, or travel, there’s an option to match your lifestyle. Explore Capital One cash back cards to find the one that fits your financial goals.