Capital One Venture vs. Quicksilver: Card comparison
Quicksilver and Venture are rewards credit cards from Capital One. Quicksilver cards offer cash back, and Venture cards offer miles.
Compare the two to learn more about their rewards and perks, and see if either is a good fit for you.
What you’ll learn:
-
Venture cardholders earn unlimited 2X miles on every purchase, every day.
-
Quicksilver cardholders earn unlimited 1.5% cash back on every purchase, every day.
-
Venture and Quicksilver cardholders earn elevated rewards through Capital One Travel and Capital One Entertainment.
-
Both cards offer flexible redemption options.
Venture vs. Quicksilver: Key differences
Venture is a travel rewards credit card that lets you earn miles on every purchase. And Quicksilver is a cash rewards credit card that lets you earn cash back on every purchase. Here’s a quick look at some of their key features.
| Venture View important rates and disclosures |
Quicksilver View important rates and disclosures |
|
|
Annual fee |
$95 | $0 |
|
Reward type |
Miles | Cash back |
|
Recommended credit level |
Excellent | Excellent |
|
APR |
Variable | Variable |
|
Bonus offer |
75,000 miles when you spend $4,000 within three months of opening account | $200 cash back when you spend $500 within three months of opening account |
What is a Venture card?
The Venture card is a travel rewards credit card for those with excellent credit. With a Venture card, you can earn unlimited 2X miles on every purchase, 5X miles at Capital One Entertainment and 5X miles on Capital One Travel bookings.
New cardholders can earn 75,000 bonus miles by spending $4,000 within three months of opening an account. Other benefits include a statement credit for the TSA PreCheck® or Global Entry application fee, no foreign transaction fees and 24-hour travel assistance. View important rates and disclosures.
Venture offers flexibility over how and when you redeem your rewards, including options to:
-
Book flights, hotels, vacation rentals, rental cars and activities through Capital One Travel.
-
Get reimbursed for past travel purchases.
-
Transfer miles to Capital One miles transfer partners.
-
Redeem miles for cash, gift cards or exclusive tickets on Capital One Entertainment.
- Use miles to checkout at Amazon.com or make eligible purchases at millions of online stores through PayPal®.
What is a Quicksilver card?
The Quicksilver card is a cash rewards credit card for those with excellent credit. It offers unlimited 1.5% cash back on every purchase, making it an ideal card for everyday use. Cardholders also earn 5% cash back on Capital One Entertainment and 5% cash back on hotels and rental cars booked through Capital One Travel.
Other benefits include no foreign transaction fees, travel protections, no limit on how much you can earn and no minimum for how much you can redeem. View important rates and disclosures.
When you’re ready to cash in your rewards, there are plenty of options, including:
-
Redeeming them for a statement credit or check.
-
Covering the cost of a recent purchase.
-
Getting gift cards from retailers, restaurants and more.
-
Booking trips through Capital One Travel.
- Paying at Amazon.com or at millions of online stores through PayPal.
Capital One Venture vs. Quicksilver FAQ
Still trying to decide between a Venture and a Quicksilver card? Answers to these frequently asked questions could help.
Should I upgrade my Capital One card to Venture or Quicksilver?
If your current credit card doesn’t match your spending habits and lifestyle anymore, it might be time to consider a change. But the term “upgrade” can be a bit misleading. For example, swapping your current card for one with fewer rewards but a lower annual fee could still be an improvement.
Can I have both Venture and Quicksilver cards?
It’s possible to have multiple credit cards from the same card issuer. Venture and Quicksilver could give you access to different types of rewards. Just make sure you know the pros and cons of having multiple credit card accounts. And remember that applying for more than one card at a time could negatively affect your credit scores.
Which Capital One card is better, Venture or Quicksilver?
Only you can answer the question of which credit card is best for you because everyone’s situation is different. But when comparing cards, you might consider a Venture card if you travel regularly. And you might consider a Quicksilver card if you’re interested in straightforward cash back rewards.
More Capital One rewards cards
Venture is just one of several Capital One travel and miles rewards cards, and Quicksilver is only one of Capital One’s cash back rewards cards. Other cards to explore include:
Key takeaways: Capital One card comparison of Venture vs. Quicksilver
Venture is a travel and miles rewards credit card, and Quicksilver is a cash back rewards credit card. If you’re deciding which option is right for you, you might consider your lifestyle, needs and spending habits.
Explore Capital One rewards credit cards
Whether you’re a globe-trotting adventurer, an avid foodie or someone who wants to earn cash back on everyday purchases, Capital One has a rewards card to fit your lifestyle.
-
See if you’re pre-approved for credit cards without harming your credit scores.
-
Explore travel rewards cards with unlimited miles you can actually use.
-
Earn unlimited 1.5% cash back on every purchase, every day, with a cash back rewards card.
-
Earn unlimited cash back on food and fun with a dining and entertainment rewards card.
- Compare credit cards to make sure you understand their terms and benefits.
