Direct deposit
Access your money up to 2 days sooner than payday with early paycheck.
Zelle®
Send and receive money free and fast when you enroll with Zelle®.
Add cash in store
Add cash to an eligible checking or savings account at any CVS® or Walgreens.
Mobile deposit
Deposit a check into your account anytime, almost anywhere with mobile deposit.
Money transfer
Transfer between bank accounts or link external accounts to your checking account.
ATM and branch
Deposit money into your account at a Capital One location near you.
Build your account balance
Adding money to 360 Checking is easy. There’s no minimum, and lots of ways to do it. Plus, you’ll get access to even more helpful features and benefits as a Capital One bank customer.
FREQUENTLY ASKED QUESTIONS
Can you transfer funds to a Capital One account from another bank account?
Yes. You can do this by using an online payment service like Zelle®, by check, by wire transfer and more. You can also send money between your Capital One account and an external bank account. Add money within 60 days of opening your account, or it’ll close and you’ll have to open a new one.
How do I verify my external bank account when transferring money to my 360 Checking account?
After linking your external bank online, simply follow these steps to verify your external account.
What time does Capital One post deposits?
For mobile deposits or deposits made at a Capital One location, they are usually available the next business day. Direct deposits or deposits from external accounts, in most cases, should be available immediately once the transfer is complete. Learn how you can get paid up to 2 days sooner with early paycheck.
Where can I make a cash deposit?
You can deposit cash at Capital One ATMs—including those at Cafés—and at branches. You may also Add Cash in Store at CVS, Walgreens and Duane Reade™ by Walgreens locations instead. Capital One checking customers can deposit cash at select Allpoint® ATMs, but they can’t at MoneyPass® ATMs. Click here to find an ATM that accepts cash near you.
RESOURCES
Try a no-fee, no-minimum 360 Checking account
Open a 360 Checking account to access bank customer benefits.
