With early paycheck, you can get paid up to 2 days sooner.
You won’t have to worry about mailed paychecks getting lost or stolen.
Skip trips to the bank and get paid automatically with direct deposit.
We're changing the game by giving you the power to get paid early—up to 2 days sooner!
Signing up for direct deposit with 360 Checking is easy. We even offer a pre-filled form you can give to your payer.
Check out 360 Checking
No minimums, no fees, no worries.
Set up direct deposit
Sign in to view your account and routing numbers or download the form.
WAYS TO ENROLL IN DIRECT DEPOSIT
We often receive a message up to two days prior to your direct deposit to let us know that the money is on the way. When this happens, we can reduce the extra processing time to get your money in your hands sooner.
You can enroll in direct deposit through your payer’s payroll system or by using our direct deposit enrollment form.
To print a pre-filled direct deposit form: Sign in to our mobile app, choose the checking account you want to enroll with, select “View All” from “I Want To,” then select “Set Up Direct Deposit” in “Account Settings.” Tap “Get form” to download, print and sign the form and give it to your payer.
Nope! Early paycheck is a free, automatic feature for Capital One checking accounts. You don’t have to pay a fee to get paid early.
It depends. You might get your direct deposit 2 days earlier, 1 day earlier or on your regularly scheduled payday. Here are some reasons why you might not receive your deposit early:
Early direct deposits also depend on timing—your payer must provide payment details on time so the deposit can process early. If your deposit doesn't arrive early, expect it to arrive on your scheduled payday.