Journey® Student Credit Card from Capital One®

Journey® Student Credit Card
from Capital One®

Credit Level: AVERAGE

Average Customer Rating Read all 7753 reviews

View important rates and disclosures

Cash Back Rewards

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Annual Fee

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Purchase Rate

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Access a Higher Credit Line

Get access to a higher credit line with Credit Steps after making your first 5 monthly payments on time.

CreditWise®

Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One®. It’s free and available to anyone, whether or not you have a Capital One product.footnote1

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen. That means you will not be responsible for fraudulent purchases.

No Foreign Transaction Fees

You won't pay a transaction fee when making purchases outside of the United States.

Use the slider to see how much you could earnfootnote2

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$1,000
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Cash back amount includes the boost you earn each month you pay your bill on time.

Check out our mobile app.

Easily manage your accounts and your credit, as well as track your spending.

Explore Capital One credit card benefitsfootnote3

Instant Purchase Notifications

Receive instant purchase notifications with the Capital One mobile app to keep track of your spending in real time whenever your Capital One credit card is approved.

Autopay

Set up Autopay for your account and your payments will be made automatically every month.

Account Alerts

Set up personalized email or text reminders to help you stay on top of your account.

24/7 Customer Service

Helpful customer service representatives are available to assist you 24 hours a day.

Personalized Payment

Pick your own monthly due date and payment method—check, online or at a local branch—all with no fee.

Security and Account Alerts

You’ll get automatic security alerts—via text, email or phone—and can choose to sign up for personalized emails or texts to stay on top of your account information.

Card Lock

If you misplace your credit card, you can instantly lock your card and turn it back on again when you’re ready, all right in the Capital One Mobile app.

Virtual Card Numbers from EnoSM

Pay for online purchases with virtual card numbers and keep your actual card number to yourself.

Fraud Coverage

You’re covered by $0 Fraud Liability if your card is ever lost or stolen.

SureSwipe/Touch ID

Sign in to the Capital One Mobile app quickly and securely with your fingerprint or customized pattern.

Some activity may continue with Card Lock, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime, and certain other exempted transactions.

Capital One Mobile App

Manage your account anywhere, anytime. Pay your bill, view your balance and transactions—even stay on top of your credit for free with CreditWise®.

EnoSM, your intelligent assistant from Capital One

Wherever you are, Eno keeps an eye on your accounts 24/7, sends alerts when something's up, and is always ready to answer questions—so you can keep moving.

CreditWise® from Capital One

Monitor your credit with CreditWise. It’s free for everyone—whether or not you have a Capital One credit card—and it won’t hurt your score.

No Foreign Transaction Fees

You won’t pay a transaction fee when making a purchase outside of the United States.

Travel Accident Insurance

Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.

24-Hour Travel Assistance Services

If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

Extended Warranty

You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.

Auto Rental Collision Damage Waiver

Rent an eligible vehicle with your credit card and you can be covered for damage due to collision or theft.

Transfer Your Miles

Transfer your miles to one of our 10+ participating airline partners for more flexibility.

Travel and Retail Benefits, except No Foreign Transaction Fees, are provided by Visa® or Mastercard® and may vary by product. See your respective Guide to Benefits for details, as terms and exclusions apply.

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Rate and fee information

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{{PRODUCT_NAME_SHORT}} Credit Card from Capital One

  1. CreditWise availability will vary depending on ability to obtain your credit history from TransUnion®.

  2. The actual amount of cash back you earn will depend on your credit limit and purchase activity.

  3. Some cardholder benefits are only available to the primary cardholder and not authorized users.