You'll receive a debit card when you open your first checking account or if you request a replacement in the event your current debit card was lost, stolen or damaged. Your debit card will be shipped to the mailing address on your account via USPS in about 5-7 business days in a discreet envelope. Be sure to turn on alerts and notifications from us so that you can stay on top of the status of your debit card. You can also track the status of your debit card right from the Capital One Mobile app or website.

1. Sign in to your account online or with the Capital One Mobile app.
2. Choose the account linked to your debit card.
3. Look for a button to activate your card near the debit card tracker.
4. Select “Activate card” and follow the steps shown. You may be asked to set a PIN to complete the activation process.

Yes. All Capital One ATMs require an activated debit card to access your 360 Checking account. Activate your debit card to access over 70,000 fee-free Capital One and partner ATMs nationwide.

Yes. Digital wallets are a convenient way to make fast, secure payments. Just follow the instructions to manually add your 360 Checking debit card number, then make contactless transactions through PayPal®, Apple Pay®, Samsung Pay® and Google Pay™. Learn more about your digital wallet here.