What is a debit card?
A debit card is a payment card that deducts money directly from your checking account to pay for purchases instead of using cash. You can also use it to get cash and make other ATM transactions. The Capital One Debit Mastercard® is directly connected to your 360 Checking account.
The contactless 360 Checking debit card is faster and safer than paying with cash—plus, you don’t need to touch surfaces or leave your card inserted. Just tap, pay and be on your way.
Check out 360 Checking
No minimums, no fees, no worries.
Activate your debit card
Learn how to activate your new contactless 360 Checking debit card.
Swipe, tap or insert your debit card at your favorite retailers.
Access your cash from 70,000+ fee-free ATMs and places you already shop.
Make purchases with your debit card online wherever Mastercard® is accepted.
How do I get a debit card?
When you open your first 360 Checking account online, your contactless debit Mastercard® will arrive in the mail within 7-10 business days in a discreet envelope. You’ll use this one debit card across all of your 360 Checking accounts.
How do I activate my debit card?
You can activate your 360 Checking debit card in a few simple steps online or from the Capital One Mobile app.
Are contactless debit payments as secure as chip payments?
Yes. Each contactless transaction creates a unique one-time code or password, which reduces security risks—and it can be read only by the card-processing network. This is more secure than a magnetic stripe, since data from “magstripes” can be easily captured and duplicated. To learn more, see Contactless Credit & Debit Cards.
How easy is it to access my money with my 360 Checking debit card?
We have over 70,000 fee-free Capital One and partner ATMs across the U.S. Plus, many of them are at places you already shop—like Target®, CVS Pharmacy® and Walgreens®.