Let our dedicated Business Bankers help tailor a complete banking solution for your company. See if you qualify today.
Waived if prior 30-day Premier Checking balance averages $100,000 or more.
All incoming wires, first ten outgoing domestic wires and first four outgoing international wires per month are free. 1
Includes mobile deposits, ACH payments and select online bill pay options. 2
PREMIER CHECKING ACCOUNT DETAILS
Check protection services like Reverse Positive Pay3 streamline your payables and protect your business.
REMOTE DEPOSIT CAPTURE (RDC)4
Qualifying customers may request a complimentary single-feed check scanner to get started. Multi-feed scanner options are available for purchase, or free for some customers with high check deposit volumes.
Unlimited free digital transactions including mobile deposits, ACH payments, and select online bill pay options.2
Access your money with no fees at Capital One, MoneyPass® and Allpoint® ATMs.5
Make a cash deposit at any Capital One branch, Café or ATM, and select Allpoint® ATMs.6
Balances in your business checking accounts are fully insured up to the FDIC’s allowable limits.
Easily send electronic payments to vendors you’d normally pay by check.
Our simple money movement solutions include ACH, accounts payables and more.
GET IN TOUCH
Premier Checking is only available to open with assistance from a Capital One business banker, and is not available online or at Capital One branches. See if you're eligible to partner with a business banker by completing our short form.
BUSINESS SAVINGS ACCOUNT
Reach your goals faster with a business savings account and earn a promotional rate up to NaN APY, guaranteed for 3 months.7
OTHER BUSINESS CHECKING PRODUCTS
Don’t think Premier Checking is right for your business? Check out our other checking account options for simple and powerful money management tools.
RESOURCES FOR YOUR BUSINESS
How do I open a Capital One Business Premier Checking account with a representative?
Premier Checking is only available to open with assistance from a Capital One business banker, and is not available online or at Capital One branches. See if you're eligible to partner with a business banker by completing our short form.
Once you connect with a banker, here's what you'll need to complete the application:
Additional documentation may be required depending on business ownership structure, etc. Ask your business banker for details.
Other important information you need to know:
How do I open a Capital One Business Basic Checking or Enhanced Checking account online?
Opening a Basic or Enhanced Business Checking account online with Capital One is easy. We’ll just ask a few questions about yourself and your business. You may want to have a few documents on-hand to reference as you complete your application, including:
Other important information you need to know:
How do I access my Premier Checking account online?
Premier Checking accounts can be accessed online through the Intellix platform. Sign in to Intellix to get online access to important cash flow functions.
How can I avoid incurring the monthly services fees on a checking account?
For Basic Checking customers, the $15 monthly fee can be waived with a $2,000 minimum 30- or 90-day average Basic Checking account balance. For Enhanced Checking customers, the $35 monthly fee can be waived with a $25,000 minimum 30- or 90-day average Enhanced Checking account balance. For Premier Checking customers, the $99 monthly fee can be waived with a $100,000 minimum 30-day average Premier Checking account balance.
Does Capital One have a business account with free wire transfers?
Premier Checking accounts include free incoming wire transfers, ten free domestic outgoing wire transfers, and four free outgoing international wires per month. After the first ten, additional domestic outgoing wires are $10 each. After the first four, additional outgoing international wires cost $35 each.
This account has a $99 monthly service fee, which can be waived by maintaining a 30-day average Premier Checking account balance of $100,000 or more.
Are my deposits with Capital One insured by the FDIC?
Capital One, N.A. is a member of the FDIC (Federal Deposit Insurance Corporation) - an independent agency of the United States government. Your deposit accounts are insured by the FDIC up to $250,000 based on ownership types. When you see the FDIC logo you can rest assured your money is safe and secure. To learn more visit www.fdic.gov.
Open a Basic or Enhanced Business Checking account online today.