Easily Track Charitable Donations With Help from Eno

Let Eno, your Capital One assistant, help make it easy to find past charitable donations during tax season


Giving to the community and helping organizations that share your passions is a great way to give back. But when tax season rolls around, finding all the donations you made that may be eligible for a tax deduction is often tedious. Spending time sifting through receipts or scrolling through your transaction history can add a layer of stress to an already tension-filled time. As the tax deadline looms, it’s also possible you might overlook some significant contributions. 

For Capital One credit card customers, Eno, your Capital One assistant, streamlines the process of helping to track down charitable donations. Rather than having to pinpoint a year’s worth of contributions yourself, Eno does the heavy lifting for you. Eno looks for the transactions you made that appear to be donations. You’ll then receive a list of these contributions at the beginning of each year, well ahead of the tax filing deadline. 

How Does Eno Track Charitable Donations?

 

If you use your Capital One credit card to make contributions to eligible charitable organizations throughout the year, Eno gathers all the charitable donations it spots throughout the year into a list so you are ready for tax season. 

If you receive emails from Capital One, Eno will send you the list which contains information regarding your potential donations, including the name of the organization and the date you made your first donation, how many times you’ve donated to that organization and the total amount you gave to that organization. Eno will send you this accumulated list of donations for the past year before tax deadlines, allowing ample time for you to review them before filing.

Once you receive this list of donations from Eno, you can take some time to review the items. You’ll have the chance to evaluate which ones apply to your tax situation. The IRS has certain criteria for charitable donations, and you can use this helpful tool from the IRS to see whether the gift you made is eligible for a tax deduction. You may also decide to discuss the donations with your tax adviser to determine which contributions might be considered tax deductible.

 

What Else Can Eno Do?

Eno works around the clock to provide you with other helpful insights about your money. For instance, if you donate to the same charity each month, Eno may notice if the charge is higher one month than others, and reach out to check whether you were indeed planning to donate more that month. 

Eno also watches out for other unusual account activity. If Eno notices a transaction that may be fraudulent, Eno will send you a message about it. Once you review the transaction, Eno will provide you with steps to help resolve the issue. 

When you shop online, Eno can create virtual card numbers to help you check out more securely and allow you to keep your actual card number to yourself. If you have questions about your account, you can ask Eno when you're signed into your account online, in the Capital One Mobile app, or via text to get an answer right away. You can also use these methods to check on your current balance, ask about your available credit or find out when your credit card payment is due. 

Read more details about all the ways Eno can help.

How Do I Sign Up for Eno?

Eno is completely free for Capital One customers. Check out a list of all Capital One credit cards here

Then you can start interacting with Eno in whatever way works best for you: 

  • Email and mobile app notifications: Eno can send you email and push notifications to help you stay on top of your finances. To receive emails, make sure your email is on file in your profile. To receive push notifications, download the Capital One mobile app and enable push notifications for the app within your device settings.

  • Text messages: To receive text messages from Eno, sign in to your Capital One online account, add your mobile phone number in your profile and confirm your consent to receive text messages, then start chatting with Eno by sending a text message to 227-663.

Eno works all year to help you manage your finances. For example, tax season usually means tracking down a lot of information, including your annual donations. To help save you time and make your tax prep days a little brighter, Eno can find and send you a list of some of your charitable transactions that may be eligible for tax deductions.


Learn more about Capital One’s response to COVID-19 and resources available to customers. For information about COVID-19, head over to the Centers for Disease Control and Prevention (CDC)

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

Eno is learning all the time and may not catch everything. Eno may not catch all eligible charitable transactions and is not a tax advisor. Potential charitable donations identified by Eno may or may not qualify with the IRS. Eno service outages may occur. Capital One customers are responsible for regularly checking their account statements. Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. Texting with Eno means you agree to chat about your account over SMS and receive recurring messages. Message and data rates may apply. Mobile phone carrier fees for text messages may apply.

Some or all Eno features may not be available to all Capital One customers, depending on the types of accounts held. For example, certain bank accounts are not eligible to text with Eno, and Eno email notifications, app notifications and virtual card numbers from Eno may not be available for certain credit cards.

The Eno browser extension for virtual card numbers is only available in certain web browsers, and enrollment is required. Virtual card numbers are not available for debit cards and some credit cards. 

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