SavorOne Rewards from Capital One

Earn unlimited 3% cash back on dining, entertainment, popular streaming services & at grocery stores 1  

Unlimited Rewards

Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores, plus 1% on all other purchases. 1

New Cardmember Offer

Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening 2

Low Intro APR

0% intro APR for 15 months on purchases and balance transfers; 19.99% - 29.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you 

Annual Fee


No Foreign
Transaction Fees

You won't pay a transaction fee when making purchases outside of the United States.

Redeem Your Way

Rewards don't expire for the life of the account, and you can redeem cash back for any amount.

Explore Capital One credit card benefits. 5

No Foreign Transaction Fees

You won’t pay a transaction fee when making a purchase outside of the United States.

Complimentary Concierge Service

Enjoy comprehensive, personalized assistance in dining, entertainment and travel—24 hours a day, 365 days a year.

Extended Warranty

You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card.

24-hour Travel Assistance Services

If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

Travel Accident Insurance

Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.

Instant Purchase Notifications

Stay on top of your spending by receiving a push notification each time a new purchase is approved on your account.

Capital One Shopping

Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.

Shop With Your Rewards

Now you can pay for purchases using your Capital One rewards. Learn more about how to use your rewards at Amazon.

Redeem Your Rewards with PayPal

Use your Capital One rewards on eligible purchases at millions of online stores. Learn more about using rewards with PayPal.

Capital One Travel

Get our best prices on thousands of trip options—even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.

Smart booking with Capital One Travel
Get our best prices on travel, guaranteed 6

Want 4% cash back on dining, popular streaming services, and entertainment?

(We don't blame you.)

The frequently asked, answered

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including Netflix ® , Hulu ® and Disney +. Some services, such as Prime Video, AT&T TV and Verizon FIOS On Demand, are excluded, as well as audiobook subscription services and fitness programming.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.


With Savor and SavorOne, the 3% earn rate excludes superstores like Walmart® and Target®.


This one-time bonus is available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months.


Now through November 14, 2024, eligible Capital One Savor, SavorOne, SavorOne Student and Quicksilver Student cardholders will earn 10% cash back on qualifying purchases made through the Uber and Uber Eats apps (or dedicated websites) with their eligible card. Additionally, these cardholders will receive a monthly statement credit for each Uber One monthly membership fee fully paid for with their eligible card through November 14, 2024. Qualifying purchases and Uber One monthly membership fees must post to an eligible Capital One account between 12:00 a.m. ET, November 15, 2022, and 11:59 p.m. ET, November 14, 2024. Offer valid in the U.S. only; Uber One monthly membership and purchases through Uber and Uber Eats within the U.S. territories may be excluded. Purchases that post outside of this offer period, purchases made outside of the U.S., Uber gift cards, and Uber One membership fees are not qualifying purchases and are not eligible for the enhanced cash back rewards under this offer; however, these purchases will earn the base rewards earn rate previously disclosed under the terms and conditions of your rewards program. Rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. 

Your account must be open and in good standing to be eligible for these offers. Rewards and each Uber One monthly membership credit, as applicable, will be applied to your account within 1-2 billing cycles. Your eligible card must be open and in good standing at the time of statement credit fulfillment. If you upgrade or change your account to another card, you will not be eligible for this offer. One Uber One membership offer per cardholder. Offer valid for consumer, non-commercial use only; not eligible for Uber Freight or Uber for Business. We reserve the right to disqualify any cardholder from participation in this offer in the event of fraud, abuse, or a violation of the terms as determined at our discretion. Such termination may result in the forfeiture of any benefits or accumulated rewards.

Once the credited membership period expires, your Uber One membership will auto-renew every month and your card on file will be charged, unless you cancel your membership prior to November 15, 2024. Uber Terms of Use and Uber Terms and Conditions for Renewable Membership apply.


The 8% cash back on Capital One Entertainment purchases includes tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible Capital One Savor or SavorOne card. The 8% excludes:  tickets purchased through the Capital One cardholder exclusive pre-sales page (; (ii) tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services; and (iii) dining reservations or purchases through Capital One Dining. Your account must be open and in good standing to earn cash back and cash back earned will post to your account within 1-2 billing cycles. Cash back earned will be reclaimed if you cancel or return an eligible purchase, and the offer is valid for consumer, non-commercial use only. Cash back rewards are subject to the terms and conditions disclosed when you opened your account and any subsequent amendments. Online account required. Please see the Capital One Entertainment ticketing platform’s Terms of Use for more information about ticketing policies and terms and conditions.

Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.


Some cardholder benefits are only available to the primary cardholder and not authorized users.


Services such as price prediction, price watch, price drop protection, and price match guarantee are subject to terms and conditions. The availability of these services varies by account and they may not be available on all bookings. See Capital One Travel Terms and Conditions for details.