Platinum Mastercard® from Capital One

Get the credit you need with no annual fee.

Find out if you're pre-approved with no risk to your credit score.

Find out if you're pre-approved with no risk to your credit score.

View important rates and disclosures

Annual Fee


Purchase Rate

30.74% variable APR

Automatic Credit Line Reviews

 Be automatically considered for a higher credit line in as little as 6 months.


Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One.  It’s free and available to anyone, whether or not you have a Capital One product.

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen. That means you will not be responsible for fraudulent purchases.

Tap to Pay

Check out faster and securely with your contactless card. Simply hold or tap your card on a contactless-enabled card reader and you are good to go.

Explore Capital One credit card benefits 1

Account Alerts

Set up personalized email or text reminders to help you stay on top of your account.


Set up Autopay for your account and your payments will be made automatically every month. Learn more about setting up Autopay.

See Monthly Recurring Transactions

24/7 access to a list of merchants that charge your Capital One card monthly, like subscriptions and bills on your account at

Authorized User

Add an authorized user to your account, and track spending by user.

Balance Transfer

Transfer your higher-rate balances onto a Capital One card. Learn more about balance transfers.

24/7 Customer Service

Helpful customer service representatives are available to assist you 24 hours a day. Contact Capital One Customer Service here.

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Some cardholder benefits are only available to the primary cardholder and not authorized users.