Platinum Mastercard® from Capital One

Get the credit you need with no annual fee.

Find out if you're pre-approved with no risk to your credit score.

Find out if you're pre-approved with no risk to your credit score.

Explore Capital One credit card benefits 1

Account Alerts

Set up personalized email or text reminders to help you stay on top of your account.

Autopay

Set up Autopay for your account and your payments will be made automatically every month. Learn more about setting up Autopay.

See Monthly Recurring Transactions

24/7 access to a list of merchants that charge your Capital One card monthly, like subscriptions and bills on your account at www.capitalone.com

Authorized User

Add an authorized user to your account, and track spending by user.

Balance Transfer

Transfer your higher-rate balances onto a Capital One card. Learn more about balance transfers.

24/7 Customer Service

Helpful customer service representatives are available to assist you 24 hours a day. Contact Capital One Customer Service here.

Want to see more cards that could help you build credit with responsible use?

Customer Reviews
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
4.5
based on 9495 reviews
91 %
of reviewers recommend Platinum Mastercard®
4.5
based on 9495 reviews
91 %
of reviewers recommend Platinum Mastercard®
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
Yes, I recommend this product

Easy Application

Banqueth - 5 days ago

My Capital One Card is good for me because it helps me with my online purchases

Yes, I recommend this product
Yes, I recommend this product

Great card to build credit

Nikki986 - 6 days ago

Love this card, it's great to make payments as long as there not 30 days late it doesn't damage your credit

Yes, I recommend this product
Yes, I recommend this product

Excellent Service, Thanks.

Happy Nancy - 7 days ago

Excellent Service, Thanks. I have been with Capital One for many years and they have always worked unconditionally for me.

Yes, I recommend this product

No way out

Was a loyal customer - 7 days ago

I have had cancer and my back fused in the past 2 years. Most of the charges on my card are medical. I have applied for a card with a lower interest rate but have not heard from you, I assume you rejected my plea since ...

Yes, I recommend this product

Great Customer Service

Chevaker - 7 days ago

The Capital One App is so easy and convenient to use plus the Company sends you a friendly reminder when your credit is due.

Yes, I recommend this product
Yes, I recommend this product

Great Features

Lyndie - 7 days ago

Use it for special purposes The customer service is always Great.

Yes, I recommend this product
Yes, I recommend this product

Awesome Card

Deejaymars - 7 days ago

I’ve been with Capital One for a long time and until now I have never had a problem with them. Not one complaint. Except that they’re always on top of their game.

Yes, I recommend this product
Yes, I recommend this product

Is great, espectacular

Monicleo68 - 7 days ago

Because my card help me a lot I use for everything

Yes, I recommend this product
Yes, I recommend this product

Great features

Shaker13 - October 30, 2024

I need it and it helps me get my credit up plus I never had a credit card before

Yes, I recommend this product

Same old Same ol

Jr2024 - October 27, 2024

High interest and crap customer service. Wouldn't recommend