From travel miles to cash back and more, you can redeem credit card rewards in lots of ways. One cool option: turn them into gift cards that people can use just about anywhere. It's a simple way to be a hero at gift-giving time, even to the friends and family who are the hardest to shop for. And we all know a few of them, right? Check out the top 5 types of people who can make us dread buying gifts—gift cards are a perfect fit for each of them.

1. Your quirky aunt

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Of course you love her, but between the cat obsession and a taste for sweater vests, there's almost no pleasing this one.

2. Your cranky coworker

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After all the late nights and bad coffee at the office, he can find the dark side of any gift. Even homemade cookies are hopeless.

3. Your teenage niece

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Remember when a teddy bear worked every time while she was little? Now her smartphone probably costs more than yours.

4. Your brother 3,000 miles away

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Sure, you keep in touch. But you have no idea what he's into these days. And he hasn't read a comic book in 15 years.

5. Your hair stylist

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Let's face it: the person who gives you the perfect haircut needs to be kept happy. You may want to think twice about the hand-knitted mittens.

Reward yourself with simpler gift giving

When it's time to buy a gift for that tough-to-please someone, a gift card is an easy way to put a smile on their face. And when you can make it happen by redeeming what you've earned with a rewards credit card, giving feels that much better.

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