Explore what’s possible with 360 Checking®.

Make the most of your account.

Make your account work for you

Take advantage of these account essentials

Send money to friends and family fast with Zelle®

Speedy. Secure. Free with 360 Checking.

Zelle makes it easy to move your money when and where you need to, whether you’re splitting tacos with friends or sending your niece a birthday gift.

With Zelle, you can send and receive money with almost anyone you know who has a bank account in the U.S.

Additional account benefits

Here are a few more actions to help you get the most out of your account.

Need checks?

To minimize health risks from coronavirus (COVID-19), we are temporarily closing select branches and all Capital One Cafés. Customers will be able to access ATMs at any branch that is currently open. ATMs in external vestibules will continue to be accessible 24/7 as usual, even if the branch or Café is closed. You can also access our ATMs at select Target locations. Please use this search to check the status of locations near you.

Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. Routine or unscheduled maintenance may impact accessibility. Mobile Deposits are available only in the U.S. and U.S. territories.

To receive money in minutes, the recipient’s email address or U.S. mobile number must already be enrolled in Zelle.

To send or receive payments you must be a customer in good standing, have accepted our Electronic Delivery Disclosure Notice for your account, registered for the service through one of our online banking platforms and completed other enrollment procedures that we require. To receive money in minutes, the recipient’s email address or U.S. mobile number must already be enrolled with Zelle. Zelle is available to almost any bank account in the U.S. Zelle is not available for interest Online Checking or MONEY checking accounts. Subject to service transfer limits and other agreements, terms, conditions, disclosures, software and fee schedules you have from us related to your account including those for our mobile banking and online banking services.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Need help?

Browse FAQs, call, tweet or chat with us to find answers to your questions.

Learn more about banking with us.