Capital One logo

Uh oh, UPTO250 has expired.


If you've already opened an account with UPTO250, the offer details are below.

Uh oh, UPTO250 has expired.


If you've already opened an account with UPTO250, the offer details are below.

Here’s the full scoop on how to earn your bonus:

  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—UPTO250. If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you're ineligible for the bonus. This account is subject to approval.

  2. After you open your account, over the next 90 days, you must meet spending requirements with your Capital One 360 Checking debit card to be eligible for the bonus (spend period). Earn a $150 bonus when you spend $500.01–$1,500.00 within 90 days of opening the account OR earn a $250 bonus when you spend $1,500.01 or more within 90 days of opening the account.

  3. During the 90-day spend period, only in-person and online transactions with your debit card will qualify as spend. ATM transactions, Zelle® transactions or bill payments (ACH) will not qualify. Some transactions may post later than the date of purchase. For bonus eligibility—transactions must be made and posted within the 90-day spend period.

Bonus will post to your new 360 Checking account within 60 days after your 90-day spend period ends.

This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:
A rate of % Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of . Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 70,000 fee-free ATMs (41,394 AllPoint® ATMs, 31,468 MoneyPass® ATMs, and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.

The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 12/15/2020.

The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 12/15/2020.

Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.

The site may be unavailable during normal maintenance or due to unforeseen circumstances.

Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.

Questions? Give us a buzz at 1-800-289-1992 to talk to a real person. We’re here 7 days a week, 8 a.m. -11 p.m. ET.

Products and services are offered by Capital One, N.A., Member FDIC.

© Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

Hmm, not what you're looking for?