The Bank Account Starter API provides the ability to open a new 360 Savings Account, 360 Money Market Account, or 360 Certificate of Deposit (CD). Customers can apply for an individual account or a joint account (up to two applicants). And you have full control over how the application is presented. This API exposes the following key capabilities:
Retrieve account products and details — get a full list of all supported deposit products, their product IDs, and details for specific accounts.
Create new account application — submits an end-user’s application for a new 360 Savings Account, 360 Money Market Account, or 360 CD. This endpoint also provides the ability to fund the account instantly using ACH.
Retrieve/answer out of wallet questions — provides secondary validation for users whose identity needs additional verification using Capital One’s out-of-wallet capabilities.
Retrieve account application details — retrieves detailed information about an application.