Manage your spending
Flexible tools that allow you to pay vendors and manage expenses in a way that works for your business.
Accounts payable
Easily pay vendor bills
Easily manage your accounts payable process by sending and tracking payments directly from your Capital One Business account. Pay by card or ACH bank transfer from any bank. Your vendors will receive the payment however you select.
Learn about Accounts Payable
Expense management
Streamline how you manage expenses
You and your employees can quickly add expense details—including receipts and notes—for faster reporting. Submit expense reports instantly with auto-submission, and keep track of everything on an easy-to-use dashboard.
Learn about Expense ManagementBUSINESS CARDS
Earn best-in-class business rewards
With our business cards, you can earn unlimited rewards with no limits or expiration on all your purchases. Learn more about individual card terms and rewards for our cash back and travel reward cards.
Earn up to 2% in cash back on every purchase
Plus, earn additional rewards when you book travel with Capital One Business Travel.
Earn up to 2X miles on every purchase
Plus, earn additional rewards when you book travel with Capital One Business Travel.
Explore individual card terms and rewards to find the right card for your business
Keep your business card protected
Our cards are designed to protect you and your business
security benefits & features
Virtual cards
Make safer payments and simplify your expenses without exposing your physical card number.
Fraud alerts
Receive an email or text message alert if we detect a potential mistake or unexpected charge on your account.
Spend limits
Set customized spending limits for employee cards and see transactions as soon as they post.
Card lock
Lock your card or an employee’s if it has been misplaced, lost or stolen.
Support and resources when you need them
Check out our additional resources
Small Business Card FAQs
Find answers to questions and read additional helpful information about our small business cards.
Business Hub
See how we can support your growing business with articles, podcasts and more from business leaders.
Capital One Shopping
Save money and earn rewards with our free tool that finds the best deals online. No Capital One card required.
The benefits described pertain to Capital One small business cards and may not be available with consumer, co-brand and retail partner cards. Some benefits are only available to the primary account holder and not authorized users. Not all small business cards are eligible for all benefits.
Rewards claims subject to product type. Not all products earn rewards. See your product terms and conditions for more detail.
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Once transferred, the expiry and value of transferred rewards are subject to the terms and conditions of the receiving loyalty program.
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To receive a statement credit, you must use your Venture X Business or Spark Miles card to either complete the Global Entry application or the TSA PreCheck® application. You are eligible for one (1) statement credit up to $120 every 4 years. The statement credit will match the Global Entry or TSA PreCheck® program application fee. Cost of application fees may change. Statement credit amount may vary if application fees change. Credit will appear within 1-2 billing cycles, and will apply to whichever program is applied for first. Your account must be open and in good standing when the credit is applied. Refer to the Application or Account Terms for additional details.
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Premier Collection experience credit will be applied at checkout by hotel to qualifying charges up to $100 USD or the local currency equivalent. Qualifying charges vary by location, are subject to availability, and must be charged to your room during your eligible stay; contact hotel directly to confirm qualifying experiences. Advance reservations recommended for certain experiences. Additional terms apply; see businesstravel.capitalone.com/terms-of-service for details.
Benefits available to eligible cardholders for Premier Collection bookings include: daily breakfast for two, complimentary Wi-Fi, a $100 experience credit, and (when available) room upgrades, early check-in and late checkout. Booking must be made through Capital One Business Travel in the eligible cardholder’s name, with cardholder as member of party traveling, to qualify for benefits. Benefits applied per room, per stay. Hotel terms and conditions apply; a minimum number of nights may be required by hotel for booking. Benefits cannot be redeemed for cash or combined with other offers unless specified. Participating properties and benefits subject to change without notice. Offer valid for customer use only unless otherwise permitted. We may disqualify any cardholder from participation and benefits in our sole discretion. See businesstravel.capitalone.com/terms-of-service for additional terms.
Capital One Business Travel bookings include services such as cancel your flight for any reason, price prediction and price watch. Additional fees may apply. The availability of these services varies by account, and they may not be available on all bookings. Terms apply. See businesstravel.capitalone.com/terms-of-service/ for details. - 4Rewards claims subject to product type. Not all products earn rewards. See your product terms and conditions for more detail.
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© 2023 The Sage Group plc or its licensors. Sage, Sage logos, Sage product and service names mentioned herein are the trademarks of The Sage Group plc or its licensors. All other trademarks are the property of their respective owners.
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Certain bank accounts are not eligible to text with Eno.