Business Advantage Savings–Rates

Your Daily Balance

Annual Percentage Yield (APY)*

$0.01 - $5,000,000.00


$5,000,000.01 & Above

0.40% – 1.25%


Advertised rates apply to new savings customers who open today. After 12 months, a standard annual percentage yield (APY) will be applied to the entire balance.

Rates effective 3/12/2020

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Web access is needed to use Mobile Banking. Check with your service provider for specific fees and charges. Mobile deposit is available only in the U.S. and U.S. Territories. Minimum balance of $250 required to open account. Monthly cycle charge of $3 assessed if balance drops below $300. Additional fees may apply and could reduce earnings on the account.

*The promotional Annual Percentage Yield (APY) is available to new accounts only and varies depending on account balances. The promotional APY applies to the first $5 million in account balances. A lower APY will apply to any portion of balances above $5 million, which will be the currently effective non-promotional rate for this product. Advertised APY is current as of 3/12/2020 and is subject to change at any time. Promotional rate will expire 365 days after account opening. Upon expiration, the standard interest rate in effect as of that date will apply to the entire balance. Standard APY is variable and subject to change at any time without notice. Interest earned is compounded monthly and will be credited on the last day of each cycle. Interest is calculated using the actual number of days in the monthly cycle divided by the actual number of days in the year.

Rates vary by region. Capital One reserves the right to limit the number of promotional Business Advantage Savings accounts per business taxpayer indentification number. Promotional interest rates not applicable to converted accounts. Visit a Capital One location or contact a banker for full details.

Subject to FDIC limitations. A sole proprietor’s business and personal accounts at the same bank are all insured together up to $250,000. All business accounts owned by a corporation, partnership, or unincorporated association at the same bank are insured up to $250,000 per business, separately from the personal accounts of the owners or members. Please see for additional information.