Working Capital Lines of Credit

Put Our Business Lines of Credit to Work for You

As a small business owner, there are times when you need extra cash. Our Working Capital Lines of Credit can help you take your business up a notch by bridging the gap between the tasks you need to do and the cash flow you need to get them done.

Lines of Credit At a Glance

  • Perfect for businesses that want to improve cash flow for everyday operations
  • Accessible online or by check for easy access to your funds
  • No financial statement required on lines of $50,000 and less

Product Details

Product Details
Line Amount Starting at $10,000
Term Length No Maturity
Repayment Terms Minimum monthly payment
Advances Unlimited

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Accept credit, debit, gift and loyalty card payments.

Cash Flow Management
Manage your income and payments electronically.

Business Benefits

All Working Capital Lines of Credit come with:

  • 24/7 account access with Online and Mobile Banking
  • Automatic payments from your Business Checking account
  • No annual renewal
  • Access to banking professionals

Find a Location

Explore Your Options

Meet with a local banking expert to discuss your business goals and needs. Find your closest Capital One Bank location.

Unfortunately, we don't have a location near you. But the good news is that you can still take advantage of products perfect for Small Business Banking. Check out Spark Business.

To Qualify You'll Need To:

  • Have been in business for at least two years
  • Have or open a Business Checking Account
  • Own a combined 50% of your business

Access Made Easy

Bank Location


Meet with a local banking expert to discuss your business goals and needs.

Find a location



Manage your business accounts at your convenience.

Learn more about Online Banking



Access your accounts on the go via your mobile device.

Learn more about Mobile Banking 

Let's Talk

Web access is needed to use Mobile Banking. Check with your service provider for specific fees and charges. Mobile deposit is available only in the U.S. and U.S. Territories.

All loan applications are subject to credit approval. Normal credit standards apply. Limit one line of credit per tax or EIN number. Some applications may require further consideration and additional information may be requested. Products, rates and terms are subject to change without notice. This does not represent an offer to enter into a loan agreement. Please contact a Capital One location or banker for details.