Working Capital Lines of Credit

Put Our Business Lines of Credit to Work for You

As a small business owner, there are times when you need extra cash. Our Working Capital Lines of Credit can help you take your business up a notch by bridging the gap between the tasks you need to do and the cash flow you need to get them done.


Lines of Credit At a Glance

  • Perfect for businesses that want to improve cash flow for everyday operations
  • Easy access to your funds
  • No financial statement required on lines of $50,000 and less

Recommended Products

Spark Business Unlimited Checking
Enjoy unlimited business transactions.

Business Advantage Savings
Earn a competitive interest rate on your balances.

Full-Service Merchant Services
Accept credit, debit, gift and loyalty card payments.

Cash Flow Management
Manage your income and payments electronically.

Business Benefits

Paper Pencil Icon

All Working Capital Lines of Credit come with:

  • Automatic payments from your Business Checking account
  • Access to banking professionals

Explore Your Options

Unfortunately, we don't have a location near you. But the good news is that you can still take advantage of products perfect for Small Business Banking. Check out Spark Business

Find a Location

Meet with a local banking expert to discuss your business goals and needs. Find your closest Capital One Bank location.



To Qualify You'll Need To:

  • Have been in business for at least two years
  • Have or open a Business Checking Account

All loan applications are subject to credit approval. Normal credit standards apply. Limit one line of credit per tax or EIN number. Some applications may require further consideration and additional information may be requested. Products, rates and terms are subject to change without notice. This does not represent an offer to enter into a loan agreement. Please contact a Capital One location or banker for details.