Explore Eno & Capital One perks that come with Savor

Get to know Eno, your Capital One assistant.

Whether you’re heading out on the town or grabbing takeout for a night at home, bring your Capital One Savor card along for the fun.

With Savor, you earn unlimited 4% cash back on dining, entertainment and popular streaming services, 3% cash back at grocery stores and 1% cash back on all other purchases.1

In addition to cash back, Savor also comes with Capital One perks like Eno, your Capital One assistant. And Eno’s there 24/7 to make it easier for you to keep track of your account.

Meet Eno, your Capital One assistant

Eno monitors your charges, tracks spending and can provide answers on the spot. Eno even sends useful insights and alerts about your account to help you manage your money. 

Want to track your spending? Eno’s on it. Worried about a refund posting correctly? Eno can send an alert to let you know when the credit posts back on your account, without your having to ask. Wondering if you’re still on budget? Text Eno for your balance. 

If you’re a Capital One cardholder2 and you manage your account online, you’re all set to start receiving email alerts from Eno.

To get push notifications from Eno, be sure to download the Capital One Mobile app. And if you'd like to text Eno for quick account info on the go, simply sign into your account, confirm your consent, then start chatting with Eno by sending a text message to 227-898.

Here’s how Eno works:

A day with Eno

Say you start the day with a coffee at your favorite cafe—then rush to meet your friend for a 9 a.m. tee time at the driving range. 

While you’re concentrating on your swing, you receive an alert from Eno:

“Did you mean to tip 150% at Coffee Bistro?”

Good catch, Eno. That was a big tip, but you were feeling generous this morning.  

The kids are at day camp, so you and your spouse have a rare chance to slip away for lunch at your favorite outdoor grill. You split a burger, a flatbread and some sides as you plan the rest of the week. You pay the bill and head out.

Eno sends an alert: 

“Did you make two purchases of $40 at Outdoor Grill?” 

They must have accidentally run the card twice. Eno saves the day. Now you can quickly resolve it with Eno’s help and get back to the fun. 

After a nap on your outdoor hammock, you and your family get ready for a night on the town. First, dinner at your favorite Italian restaurant, followed by an evening at the new shuffleboard lounge you’ve been wanting to try. 

Remember, with Savor, you’re earning unlimited 4% cash back on dining and entertainment!

At dinner, everything on the menu looks good. So you order a little bit of everything, and you splurge for your spouse’s favorite bottle of red wine. And of course, the kids want tiramisu for dessert.

Wondering about your balance and available credit? Go ahead, text Eno. 

Just when you start to think you’ll need to scale back to stay on budget for the week, you get another alert from Eno:

“Your refund for a $200 return just posted to your account.” 

Whew. Great news, Eno!

Let Eno help when you shop online

Eno makes online shopping easier too. 

Eno can instantly create virtual card numbers when you shop online—so there’s no need to reach for your wallet. Eno shows up at checkout and provides a number intended for just that site. 

You can get virtual card numbers from Eno by adding the browser extension.

Start getting all the perks of Savor today

In addition to cash back and Capital One perks like Eno, Savor also comes with other great Capital One benefits, like complimentary concierge service, 24-hour travel assistance, travel accident insurance and more.

So no matter where you’re headed for food and fun, make sure to bring along your Savor card from Capital One.

1You will earn 4% cash back on dining, qualified entertainment purchases and streaming, 3% cash back on purchases made at grocery stores and 1% cash back on all other purchases. Entertainment purchases made through a third party site or by a vendor that does not categorize themselves under one of the qualifying entertainment merchandise category codes will earn 1% cash back. Grocery purchases made at gas stations, convenience stores, warehouse clubs, discount stores, and super stores (or at grocery stores associated with discount stores or super stores) will earn 1% cash back. Earnings will apply to net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. Capital One uses merchant category codes to determine if a purchase is within one of the additional cash back categories. This means that sometimes a purchase may not earn additional cash back. For example, some food trucks or food carts may use a “merchandise” code and restaurants in department stores or hotels may use a “merchandise” or “hotel” code instead of a “dining” code. Additionally some amusement parks may code their online tickets as “merchandise” instead of “entertainment.” Capital One is not responsible for merchant category codes used by merchants.

2Email alerts, app alerts, and virtual card numbers are not available for retail partner credit cards and may not be available for all Capital One co-brand partner credit cards.

3Some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See your respective Guide to Benefits for details, as terms and exclusions apply.

These situations demonstrate the types of alerts cardholders may receive from Eno. There’s a low likelihood that all alerts would occur in a single day.

We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circumstances, consider talking with a qualified professional.

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