Protect yourself from scams

Protect yourself from scams

Learn how to spot a potential scam and safeguard your financial well-being. 

Protect yourself from scams

Learn how to spot a potential scam and safeguard your financial well-being. 

Recognize and report scams

Scammers use different tactics to get victims to fall for their schemes. In some cases, they can be friendly, sympathetic and seem willing to help. In others, they use fear tactics to persuade a victim. Learn about the different scam tactics, and what to do if you suspect suspicious behavior.

Common red flags

Man educating himself about scams on his laptop

Scams start with someone you don’t know

Scams often use fake emails, text messages, voice calls, letters or someone who shows up at your front door unexpectedly.

Avoid scams and safeguard your finances

Capital One’s $0 liability for unauthorized charges protection doesn’t extend to authorized use of your credit or debit card¹—for example, if you make a gift card purchase and give the gift card details to someone who turns out to be a scammer, you may not get your money back.²

Fraudsters will try to spoof the number calling you to appear as if it is coming from Capital One.

Be wary of "get rich quick" or "easy money" schemes, especially if unsolicited.

Scammers may target you with text messages to gain sensitive information. Verify the SMS texts or emails are coming from the usual Capital One email domain and short code (a 5 or 6 digit phone number that is used to send text messages at scale). 

Reporting scams

Spotted a scam or worried you've been compromised?

1. Contact us at 1-800-227-4825. If you are outside the U.S., call us collect at: 1-804-934-2001
2. Report the incident through the suspicious activity form.
3. Report the scam to the BBB Scam Tracker and the government via the FTC ReportFraud site. You may also want to report scammers directly to the FBI.