T-Mobile Visa®
Exclusively for T-Mobile customers*
Earn 2% in rewards on every purchase, every day and 5% in rewards on T-Mobile purchases. 1 2
EXPERIENCE EVEN MORE VALUE FROM T-MOBILE
$5 off per line per month
Just use your card for T-Mobile AutoPay (eligible plans only, up to 8 lines).
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No annual fee
Enjoy your T-Mobile Visa with no annual fee.
Rewards never expire
Redeem your rewards anytime.
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Exclusive offers
Cardholder deals on dining, travel and more.
Track rewards in T-Life
Connect your T-Mobile Visa to the T-Life app to track rewards, make easy payments and get exclusive benefits.
MANAGE YOUR CARD ANYTIME, ANYWHERE WITH THE CAPITAL ONE MOBILE APP
Card management
Manage your credit card account, access your virtual card, check your balance and more.
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Card lock
Effortlessly lock your card with a few taps if it has been misplaced, lost or stolen.
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Autopay
Schedule automatic payments so you never miss a payment.
Payment flexibility
Pick your own monthly due date. You have the control to pay when you want.
QUESTIONS? WE’RE HERE FOR YOU.
How can I apply for the T-Mobile Visa®?
Here are some ways to apply for the T-Mobile Visa:
- Online: Customers can apply for the T-Mobile Visa online directly from this page or on T-Mobile.com.
- T-Life App: Download from the App Store or Google Play Store.
- In-Store: Apply with a Mobile Expert at your nearest T-Mobile store.
Am I eligible to apply for a T-Mobile Visa?
To be eligible to apply for the T-Mobile Visa Card, you must be an active T-Mobile consumer postpaid wireless customer with at least one active line on an eligible smartphone plan. You can sign up for an account at T-Mobile.com.
You must also reside within the 50 United States, Washington, D.C., Puerto Rico, or a U.S. military location. T-Mobile For Business (including micro-TFB and solo prop.), Government and Prepaid customers do not qualify for this card. Eligibility criteria are subject to change.
Where can I use my T-Mobile Visa?
You can use your T-Mobile Visa anywhere Visa is accepted.
What benefits do I get from using my T-Mobile Visa?
You can receive these benefits with your T-Mobile Visa:
- Earn 2% in rewards on every purchase, every day. 1
- Earn 5% in rewards on any phone, device, or accessory at T-Mobile. 2
- Redeem rewards toward a new phone, device, accessory, or your T-Mobile bill. 3
- No annual fee, just rewards.
- $5 off per line per month when you use your card for T-Mobile AutoPay (eligible plans only, up to 8 lines). 4
- Rewards that never expire—use them anytime. 5
- Exclusive offers and discounts, just for being a cardholder.
* To be eligible to apply for the T-Mobile Visa Card, you must be an active T-Mobile consumer postpaid wireless customer with at least one active line on an eligible smartphone plan. You can sign up for an account at T-Mobile.com. You must also reside within the United States or Puerto Rico. T-Mobile For Business (including micro-TFB and solo prop.), Government and Prepaid customers do not qualify for this card. Eligibility criteria are subject to change.
- 1T-Mobile Visa Signature® cardholders earn 2% back in T-Mobile Rewards on all other net purchases (purchases minus any credits or returns) using their T-Mobile Visa anywhere else Visa is accepted.
- 2T-Mobile Visa Signature® cardholders earn 5% back in T-Mobile Rewards on net Qualifying Purchases (purchases minus any credits or returns) made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores/locator). Qualifying Purchases include phones, devices, and accessories. Cash advances and balance transfers are not considered purchases and will not earn T-Mobile Rewards. Qualifying Purchases exclude payments for device equipment installment plan (EIP), wireless service, fees, and prepaid wireless service, T-Mobile for Business, and other services. You may not accrue enhanced earning on purchases made using 3rd party digital wallets.
- 3When redeeming T-Mobile Rewards, your T-Mobile Visa must be used to pay any portion of the transaction not covered by T-Mobile Rewards. T-Mobile Rewards may not be redeemed for backorder purchases. Redemptions may not be available when using 3rd party digital wallets. See your Rewards Terms and Conditions for more details.
- 4Requires enrollment in Wireless AutoPay using your T-Mobile Visa on an eligible post-paid wireless plan. Discount will appear on wireless statement starting the next billing cycle after enrollment. Customers who are currently receiving the AutoPay discount via other qualifying methods will not receive additional discounts for re-enrolling using the card. For more information on AutoPay discount eligibility, please visit t-mobile.com/cards/visa-credit-rewards/faqs.
- 5Rewards do not expire for the life of the T-Mobile Visa account.
- 6Web access is needed to use the mobile app. Check with your service provider for details on specific fees and charges.
- 7Some activity may continue after Card Lock, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.
T-Mobile, the T logo, Magenta and the magenta color are registered trademarks of Deutsche Telekom AG. © 2025 T-Mobile USA, Inc.
The T-Mobile Visa credit card and services are offered by Capital One, N.A., pursuant to a license from Visa.
Visa is a registered trademark of Visa International Service Association.