Savor Rewards for Students

Earn unlimited 3% cash back at grocery stores and on dining. Plus, earn a $50 cash bonus. 1

 See new cardmember offer details below.

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Elevate every trip with special travel features

Frequently Asked Questions

A student is anyone currently enrolled, or admitted and planning to enroll in the next 3 months, at an accredited university, community college or other higher education institution.

Although you are graduating, your Capital One Savor Rewards card stays with you. You’ll still keep all the same rewards and benefits on your card.

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including but not limited to Netflix ®, Hulu ® and Disney +. Some services such as Verizon FIOS On Demand, audiobook subscriptions, and fitness programming are excluded.

Customer Reviews
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    4%
4.5
based on 666 reviews
91 %
of reviewers recommend Savor Student
4.5
based on 666 reviews
91 %
of reviewers recommend Savor Student
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    4%
Yes, I recommend this product

Great features for a no AF card

StudentNY - 3 days ago

Great fit for me being no AF, good mobile app, no international fx fee, and cashback on daily purchases

Yes, I recommend this product
Yes, I recommend this product

Rewards are great and it works abroad.

DubJ - 3 days ago

I got this card to have when I studied abroad in Ireland and having no international fees was huge. The rewards are also pretty good for a student because most of what I pay for is at restaurants and groceries and it get...

Yes, I recommend this product
Yes, I recommend this product

Great features.

UNMfreshman - 3 days ago

My Capitol Card is perfect to fit into my finances and maintain financial stability.

Yes, I recommend this product
Yes, I recommend this product

Great feature

BigQuan - 4 days ago

My capital one is a good fit for me because it helps

Yes, I recommend this product
Yes, I recommend this product

Great features + limit

Trvpaldo - 4 days ago

My Capital One card is great to use to get cashback points and use it for everyday spending. Also, it was my first card after fixing my credit and they gave me a very good limit as well.

Yes, I recommend this product
Yes, I recommend this product

W card

mrls81 - 4 days ago

Savor card is a huge W. Not only the cash back but also the benefits like credit increases!

Yes, I recommend this product
Yes, I recommend this product

my needs

Leo5 - February 3, 2026

It’s a good fit for me. It’s easy to track and follow!

Yes, I recommend this product
Yes, I recommend this product

Pretty good and easy to use.

Bobby Bob - January 28, 2026

My card is great because it allows to not worry so much about how to use it the best way and use it stress free while getting cash back.

Yes, I recommend this product
Yes, I recommend this product

Excellent

NR21 - January 27, 2026

The best choice so far And highly recommend to others starting a credit

Yes, I recommend this product
Yes, I recommend this product

The charge came out of nowhere

Thor777 - January 27, 2026

There was no notification or reminder that I would be charged an interest and as usual capital one always gets a low review from me.

Yes, I recommend this product