Savor Rewards for Students

Earn unlimited 3% cash back at grocery stores and on dining. Plus, earn a $50 cash bonus. 2

 See new cardmember offer details below.

MAXIMIZE YOUR CASH BACK

Slide the bars to reveal your earning potential 1
Grocery Stores & Dining
3% cash back
Monthly Spending
$200
Entertainment & Popular Streaming Services
3% cash back
$100
All Other Purchases
1% cash back
$200
You could earn $132 per year with Savor Student.

Access Capital One Travel
Elevate every trip with special travel features

Frequently Asked Questions

A student is anyone currently enrolled, or admitted and planning to enroll in the next 3 months, at an accredited university, community college or other higher education institution.

Although you are graduating, your Capital One Savor Rewards card stays with you. You’ll still keep all the same rewards and benefits on your card.

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including but not limited to Netflix ®, Hulu ® and Disney +. Some services such as Verizon FIOS On Demand, audiobook subscriptions, and fitness programming are excluded.

Customer Reviews
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    3%
4.5
based on 672 reviews
91 %
of reviewers recommend Savor Student
4.5
based on 672 reviews
91 %
of reviewers recommend Savor Student
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    3%
Yes, I recommend this product

Standard card like any

Boy Lodgemann - 4 days ago

Experience had been good, but it became goofy when struggling to purchase a flight. Just too many procedures to go through.

Yes, I recommend this product
Yes, I recommend this product

low limit

IMMYB - 5 days ago

My Savior card is great, but the limit is so low that there is not a lot you can use it for.

Yes, I recommend this product
Yes, I recommend this product

Pretty good cashback

Jr212 - 5 days ago

It’s been a great fit I love getting my cash back on dinning and groceries

Yes, I recommend this product
Yes, I recommend this product

Happy

Stacia - 5 days ago

So happy with this card, the cash back is good I hit an early credit limit increase and best of all kk fees

Yes, I recommend this product
Yes, I recommend this product

No regret

Nicole9 - 5 days ago

It’s a great card to have. Special with having cash back.

Yes, I recommend this product
Yes, I recommend this product

Great Card

JD112 - 5 days ago

Love this card because it saves me money and comes in handy

Yes, I recommend this product
Yes, I recommend this product

Great features for a no AF card

StudentNY - February 27, 2026

Great fit for me being no AF, good mobile app, no international fx fee, and cashback on daily purchases

Yes, I recommend this product
Yes, I recommend this product

Rewards are great and it works abroad.

DubJ - February 27, 2026

I got this card to have when I studied abroad in Ireland and having no international fees was huge. The rewards are also pretty good for a student because most of what I pay for is at restaurants and groceries and it get...

Yes, I recommend this product
Yes, I recommend this product

Great features.

UNMfreshman - February 27, 2026

My Capitol Card is perfect to fit into my finances and maintain financial stability.

Yes, I recommend this product
Yes, I recommend this product

Great feature

BigQuan - February 27, 2026

My capital one is a good fit for me because it helps

Yes, I recommend this product