Savor Rewards for Students

Earn unlimited 3% cash back at grocery stores, on dining, and entertainment and popular streaming services. $0 annual fee. Plus, earn a $50 cash bonus. 1

Find out if you're pre-approved with no risk to your credit score.

Find out if you're pre-approved with no risk to your credit score.

Access Capital One Travel
Elevate every trip with special travel features

Frequently Asked Questions

A student is anyone currently enrolled, or admitted and planning to enroll in the next 3 months, at an accredited university, community college or other higher education institution.

Although you are graduating, your Capital One Savor Rewards card stays with you. You’ll still keep all the same rewards and benefits on your card.

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including but not limited to Netflix ®, Hulu ® and Disney +. Some services such as Verizon FIOS On Demand, audiobook subscriptions, and fitness programming are excluded.

Customer Reviews
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    4%
  • 2 Star
    3%
  • 1 Star
    4%
4.5
based on 637 reviews
91 %
of reviewers recommend Savor Student
4.5
based on 637 reviews
91 %
of reviewers recommend Savor Student
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    4%
  • 2 Star
    3%
  • 1 Star
    4%

Disappointed

EmyJ - December 1, 2025

Have been waiting over a month for my new card to arrive after a fraudulent charge. Have made several calls and keep getting told it’s on its way and to keep waiting. If I knew all of the ads about how easy it was to com...

Yes, I recommend this product

Savor Card

Fallon - November 28, 2025

great card help raise my credit score to my liking

Yes, I recommend this product
Yes, I recommend this product

Life savor

Jazznia - November 27, 2025

This capitol one card fit my needs in more ways then I could imagine. I attend Maine Maritime Academy and study Marine Engineering Technology with a minor in nuclear engineering. So many things pop up that require a need...

Yes, I recommend this product
Yes, I recommend this product

Perfect For Students Spending on Food

foodconsumer3 - October 30, 2025

As a student, I buy a lot groceries and eat out. This card enables me to get cashback on things I already purchase. Awesome card; 10/10.

Yes, I recommend this product

Low Credit Line

Meli123 - October 28, 2025

I believe the card is good if you have no credit, but capital one should analyze not only the credit score but also if the customer pays on time always their card, average spending and reward with more limit increase. 30...

Yes, I recommend this product

Great beginner card

yayaa18 - October 27, 2025

It’s a great fit for me due to the cash back, I just wish I had a higher limit

Yes, I recommend this product
Yes, I recommend this product

Works

Zoe56 - October 27, 2025

I have not yet found any issue, works as expected.

Yes, I recommend this product
Yes, I recommend this product

Isn’t a discover card

yesh05 - October 27, 2025

I would cancel this card if it was a discover card because too few small vendors take them.

Yes, I recommend this product

Very low credit limit

TuffyTonio - October 27, 2025

The card only came with a $300 credit limit. At this level, the card is almost useless on a monthly basis. I don't want to be maxing out the card every month or worry about going over the limit. The one good thing was ...

Yes, I recommend this product

Excellent card

Oceanik_Rain - October 27, 2025

Now this one card is my everyday all use card. I use at grocery stores, restaurants, gas, and many more places. Love it

Yes, I recommend this product