Savor Rewards for Students

Earn unlimited 3% cash back at grocery stores, on dining, and entertainment and popular streaming services. $0 annual fee. Plus, earn a $50 cash bonus. 1

Find out if you're pre-approved with no risk to your credit score.

Find out if you're pre-approved with no risk to your credit score.

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Elevate every trip with special travel features

Frequently Asked Questions

A student is anyone currently enrolled, or admitted and planning to enroll in the next 3 months, at an accredited university, community college or other higher education institution.

Although you are graduating, your Capital One Savor Rewards card stays with you. You’ll still keep all the same rewards and benefits on your card.

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including but not limited to Netflix ®, Hulu ® and Disney +. Some services such as Verizon FIOS On Demand, audiobook subscriptions, and fitness programming are excluded.

Customer Reviews
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    4%
  • 2 Star
    3%
  • 1 Star
    4%
4.5
based on 633 reviews
91 %
of reviewers recommend Savor Student
4.5
based on 633 reviews
91 %
of reviewers recommend Savor Student
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    4%
  • 2 Star
    3%
  • 1 Star
    4%

Low Credit Line

Meli123 - 2 days ago

I believe the card is good if you have no credit, but capital one should analyze not only the credit score but also if the customer pays on time always their card, average spending and reward with more limit increase. 30...

Yes, I recommend this product

Great beginner card

yayaa18 - 3 days ago

It’s a great fit for me due to the cash back, I just wish I had a higher limit

Yes, I recommend this product
Yes, I recommend this product

Works

Zoe56 - 3 days ago

I have not yet found any issue, works as expected.

Yes, I recommend this product
Yes, I recommend this product

Isn’t a discover card

yesh05 - 3 days ago

I would cancel this card if it was a discover card because too few small vendors take them.

Yes, I recommend this product

Very low credit limit

TuffyTonio - 3 days ago

The card only came with a $300 credit limit. At this level, the card is almost useless on a monthly basis. I don't want to be maxing out the card every month or worry about going over the limit. The one good thing was ...

Yes, I recommend this product

Excellent card

Oceanik_Rain - 3 days ago

Now this one card is my everyday all use card. I use at grocery stores, restaurants, gas, and many more places. Love it

Yes, I recommend this product
Yes, I recommend this product

Good cashback and useful features

yeoldehomeslice - 3 days ago

I like that there is unchanging 3% cashback on things I buy often. Also, the app makes it very easy to pay on schedule and see my statement balance. I can also use the card abroad. Seeing my credit score is also comforti...

Yes, I recommend this product
Yes, I recommend this product

Definitely Recommend for Students

AB19 - September 27, 2025

The Savor card has helped build my credit. I love the airmiles rewards program!

Yes, I recommend this product
Yes, I recommend this product

Great credit card, not a lot of “student” benefits

egh5370 - September 27, 2025

My Capital One card is great for me to start building credit, but it is pretty much the exact same as a regular Capital One card. Though I love it, I don’t think it is important to get the student version.

Yes, I recommend this product
Yes, I recommend this product

Great Cashback!

suil07 - September 27, 2025

Great Cashback and benefits that you receive from the card.

Yes, I recommend this product