Savor Rewards for Students

Earn unlimited 3% cash back at grocery stores and on dining. Plus, earn a $50 cash bonus. 1

 See new cardmember offer details below.

Access Capital One Travel
Elevate every trip with special travel features

Frequently Asked Questions

A student is anyone currently enrolled, or admitted and planning to enroll in the next 3 months, at an accredited university, community college or other higher education institution.

Although you are graduating, your Capital One Savor Rewards card stays with you. You’ll still keep all the same rewards and benefits on your card.

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including but not limited to Netflix ®, Hulu ® and Disney +. Some services such as Verizon FIOS On Demand, audiobook subscriptions, and fitness programming are excluded.

Customer Reviews
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    4%
4.5
based on 660 reviews
91 %
of reviewers recommend Savor Student
4.5
based on 660 reviews
91 %
of reviewers recommend Savor Student
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    5%
  • 2 Star
    3%
  • 1 Star
    4%
Yes, I recommend this product

my needs

Leo5 - 3 days ago

It’s a good fit for me. It’s easy to track and follow!

Yes, I recommend this product
Yes, I recommend this product

Pretty good and easy to use.

Bobby Bob - January 28, 2026

My card is great because it allows to not worry so much about how to use it the best way and use it stress free while getting cash back.

Yes, I recommend this product
Yes, I recommend this product

Excellent

NR21 - January 27, 2026

The best choice so far And highly recommend to others starting a credit

Yes, I recommend this product
Yes, I recommend this product

The charge came out of nowhere

Thor777 - January 27, 2026

There was no notification or reminder that I would be charged an interest and as usual capital one always gets a low review from me.

Yes, I recommend this product
Yes, I recommend this product

Great card

Cindy 62 - January 27, 2026

Works great when needed. I know that I can count on Capitol One

Yes, I recommend this product
Yes, I recommend this product

Starter Card

andy02 - January 27, 2026

This card as my first card has really been great, especially with the cashback.

Yes, I recommend this product
Yes, I recommend this product

Nice Cash back

Mier - January 27, 2026

Great starter Card happy capital gave me a chance to build my credit

Yes, I recommend this product
Yes, I recommend this product

Need a higher approved credit limit

RDJ833 - January 27, 2026

For cities like Pittsburgh, 500 dollars is a low credit limit and should be increased to at least 1000 dollars

Yes, I recommend this product
Yes, I recommend this product

As advertised, great card!

slao - January 27, 2026

A card that does what it is advertised to do. A great card, especially as a student with no credit history, good benefits, especially the cashback, great for daily use! After a while, it is easy to get extended credit li...

Yes, I recommend this product
Yes, I recommend this product

Love the card

alejo99 - January 27, 2026

Really good beginner card, I got a good limit and have been able to use it often as a college student. 100% recommend

Yes, I recommend this product