Savor Rewards for Students

Earn unlimited 3% cash back at grocery stores, on dining, and entertainment and popular streaming services. $0 annual fee. Plus, earn a $50 cash bonus. 1

 See new cardmember offer details below.

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Frequently Asked Questions

A student is anyone currently enrolled, or admitted and planning to enroll in the next 3 months, at an accredited university, community college or other higher education institution.

Although you are graduating, your Capital One Savor Rewards card stays with you. You’ll still keep all the same rewards and benefits on your card.

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including but not limited to Netflix ®, Hulu ® and Disney +. Some services such as Verizon FIOS On Demand, audiobook subscriptions, and fitness programming are excluded.

Customer Reviews
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    4%
  • 2 Star
    3%
  • 1 Star
    4%
4.5
based on 626 reviews
91 %
of reviewers recommend Savor Student
4.5
based on 626 reviews
91 %
of reviewers recommend Savor Student
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    4%
  • 2 Star
    3%
  • 1 Star
    4%
Yes, I recommend this product

Definitely Recommend for Students

AB19 - September 27, 2025

The Savor card has helped build my credit. I love the airmiles rewards program!

Yes, I recommend this product
Yes, I recommend this product

Great credit card, not a lot of “student” benefits

egh5370 - September 27, 2025

My Capital One card is great for me to start building credit, but it is pretty much the exact same as a regular Capital One card. Though I love it, I don’t think it is important to get the student version.

Yes, I recommend this product
Yes, I recommend this product

Great Cashback!

suil07 - September 27, 2025

Great Cashback and benefits that you receive from the card.

Yes, I recommend this product

No credit line increase

Lanny Joseph - September 27, 2025

No credit line increase as promised after my 6 months of having the credit card

Yes, I recommend this product

Great feature

Yeah23 - September 27, 2025

My capital one car is a great fit for me because it allowed me to use get cash back

Yes, I recommend this product
Yes, I recommend this product

Awesome Rewards

Starr3LRAW - September 27, 2025

Savor has helped me build my credit score and offers cash back on most purchases!

Yes, I recommend this product
Yes, I recommend this product

Great

zzz0 - September 27, 2025

Easy to use card, nice cash back and convenient banking app. I found it to be a great way to start building credit score.

Yes, I recommend this product

Never received card

Rappen4tay - August 30, 2025

I would like to use it when I receive it.... Tap...tap...tap

Yes, I recommend this product

Great card

Joseph 06 - August 29, 2025

Love my first card and pay the total in full each month, will hopefully get a credit limit increase soon. The best first card for me!

Yes, I recommend this product
Yes, I recommend this product

Great for stablish new credit history

JeKa - August 27, 2025

Is great for students that are stablishing their credit

Yes, I recommend this product