Quicksilver Secured from Capital One
Earn 1.5% cash back, plus join the 2.4+ million customers who have increased their credit score.1
Checking your eligibility lets you see offers in as little as 90 seconds with no credit score impact.
Quicksilver Secured from Capital One
Earn 1.5% cash back, plus join the 2.4+ million customers who have increased their credit score.1
Checking your eligibility lets you see offers in as little as 90 seconds with no credit score impact.
Unlimited Rewards
Annual Fee
Security Deposit
Purchase Rate
Frequently asked questions
What is a secured credit card?
It’s a credit card that offers you an opportunity to build or rebuild your credit with responsible use. A secured credit card also requires a refundable security deposit, which is held as collateral for the account. No interest is applied to the security deposit.
How does the Capital One Quicksilver Secured Rewards Credit Card work?
Once you’re approved, all it takes to get started is a minimum required security deposit, which you can pay all at once or over time. You can make your security deposit online via the link sent to your email or in your approval letter. When you’ve made your minimum required security deposit, your account will be opened. There are two ways your security deposit can be refunded. First, you can earn back your deposit as a statement credit by using your card responsibly or second, we will refund it when you close your account and pay your balance in full. Your card status will be regularly reported to the three major credit bureaus.
How is the Capital One Quicksilver Secured Rewards Credit Card different from a prepaid card?
Unlike a prepaid card, a secured card is an actual credit card that reports to the three major credit bureaus—providing the opportunity to build your credit, with responsible use. Prepaid cards are more like debit cards and cannot help you build your credit because they do not report to the major credit bureaus.
Will my Capital One Quicksilver Secured Rewards Credit Card have the word “secured” on it?
No. Your Capital One Quicksilver Secured Rewards Credit Card will not have the word “secured” on it. It will look just like other Capital One credit cards.
- 1Over 2.4 million Capital One secured card customers since 2016 have seen an increase in their credit score at or after the seventh month since account opening with responsible card use. Many factors may affect your credit score, including reported payment history and the amount of credit extended and used across all of your reported accounts. Late payments, delinquencies, irresponsible credit habits, and other derogatory activity with your credit card accounts and loans may adversely impact your credit score, and your score is subject to change over time.
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Your security deposit will be returned and your account unsecured. All other card terms and features will remain the same.
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Your maximum credit limit will be assigned upon approval and range from $1,000 to $3,000 based on your creditworthiness.
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Statement credits lower your account balance, but cannot be used to meet any minimum payment obligations.
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Redemption rates for these options may vary and are subject to change.