Platinum Mastercard® from Capital One

Get the credit you need with no annual fee.

Find out if you're pre-approved with no risk to your credit score.

Find out if you're pre-approved with no risk to your credit score.

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Customer Reviews
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
4.5
based on 9528 reviews
91 %
of reviewers recommend Platinum Mastercard®
4.5
based on 9528 reviews
91 %
of reviewers recommend Platinum Mastercard®
  • 5 Star
    72%
  • 4 Star
    18%
  • 3 Star
    5%
  • 2 Star
    2%
  • 1 Star
    3%
Yes, I recommend this product

Getting started

TeddyT - September 28, 2025

My platinum card is what I started my credit with just under 2 years ago. Since then I now have 3 cards and a car loan. Great card to get you going.

Yes, I recommend this product

N/A

Nacatamal - September 27, 2025

Don't like because limit 😒 is $600.00 no more I'm pay every date pay.

Low limit

null - September 27, 2025

It’s okay , just wish after a good payment history I had more of a credit line.

Yes, I recommend this product

Appreciate the updates every time my card is used.

Good luck - September 27, 2025

It’s easy for me to check and make payments on my phone

Yes, I recommend this product
Yes, I recommend this product

Excellent

Tiffa - September 27, 2025

I can use at any place without any problem and you gave me the opportunity to open my credit and I appreciate that

Yes, I recommend this product
Yes, I recommend this product

The Best Credit Card Hands Down!

Kcasy - August 28, 2025

My CapitalOne card is accepted everywhere! Ease of use is excellent and I know the fraud protection is second to none. Job well done, CapitalOne!

Yes, I recommend this product
Yes, I recommend this product

Platinum Card Excellence

Karen 71 - August 27, 2025

I love the Capital One Platinum Card for it's overall excellence in customer service, no overdraft fee for accidentally going over limit, low service rate of interest and ease of communication with Capital One.

Yes, I recommend this product

Restarting My Credit

Eion1 - August 27, 2025

It helps to restart my credit was my reason to use Captal One.

Yes, I recommend this product

Works Well for Me

Hatenicknander - July 29, 2025

This card/account works very well for me and my needs.

Yes, I recommend this product
Yes, I recommend this product

Great Card

Michele81 - July 27, 2025

Great card! I like to use it to purchase gas, and it’s been helping me build credit.

Yes, I recommend this product