Credit Cards

Kohl's Rewards® Visa

Save 40% today, 3 plus earn 7.5% in rewards at Kohl's every day when you open a Kohl's Card. No annual fee.

We will consider you for both the Kohl’s Rewards Visa and the Kohl’s Credit Card. If approved, you will receive one of these cards.

Find out if you’re pre-approved with no risk to your credit score.

See if I’m Pre-Approved Apply Now 
View important rates and disclosures
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Credit Level: GOOD-EXCELLENT
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Find out if you’re pre-approved with no risk to your credit score.

See if I’m Pre-Approved Apply Now 
View important rates and disclosures

VISA SIGNATURE BENEFITS

Exclusive perks with the Kohl’s Rewards Visa

You’ll have access to the 24-hour Visa Signature Concierge, emergency and travel assistance services, and more

KOHL’S CREDIT CARD

Exclusively for use at Kohl's and Kohls.com

If you qualify for the Kohl's Credit Card instead of the Kohl's Rewards Visa, you can shop at Kohl's to earn 7.5% in rewards on purchases, plus you'll still enjoy the benefits below.

HERE'S HOW KOHL'S REWARDS WORKS FOR ALL CARDHOLDERS

You earn it

Earn Kohl’s rewards on purchases everywhere when you shop with your Kohl’s Rewards Visa.

Your rewards convert to Kohl’s Cash®

Your rewards balance will be converted and issued in $5 Kohl’s Cash increments on the first day of the following month.

You spend it

You will have 30 days to spend your Kohl’s Rewards-issued Kohl’s Cash. Not valid on Sephora at Kohl’s.

SEE HOW QUICKLY KOHL’S REWARDS CAN ADD UP

Kohl’s purchases
7.5% in rewards
Monthly Spending
$5
Gas
3% in rewards
$1
Grocery stores
2% in rewards
$3
All other purchases
1% in rewards
$1
You could be earning $0 in rewards that convert to Kohl’s Cash.

MANAGE YOUR CARD ANYTIME, ANYWHERE 1 2
Card management
Manage your account, access your virtual card, check your balance and more with the award-winning Capital One Mobile app.
Card lock
Effortlessly lock your card with a few taps if it has been misplaced, lost or stolen.
AutoPay
Schedule automatic payments so you never miss a payment. 
Payment flexibility
Pick your own monthly due date. You have the control to pay when you want.

FREQUENTLY ASKED QUESTIONS

Here are some ways to apply for the Kohl’s Card:

  • In-store: Apply with an associate at a Kohl’s store.
  • Online: Customers can also apply for the Kohl’s Card online on this site or on Kohls.com.

You can use your Kohl’s Rewards Visa anywhere Visa is accepted.

Here are just some of the benefits of using a Kohl’s Card:

 
  • Earn 7.5% in rewards on Kohl’s purchases every day. If you are approved for the Kohl’s Rewards Visa, you’ll also earn 3% in rewards on gas, 2% in rewards at grocery stores and 1% in rewards everywhere else Visa is accepted. 
  • Monthly exclusive savings opportunities.
  • Special anniversary offer every year.
  • When Kohl’s Card customers spend $600 per year at Kohl’s (January 1 – December 31), they become Most Valued Customers (MVCs). MVCs receive monthly free shipping opportunities.

You earn 7.5% in rewards on Kohl’s purchases every day. With the Kohl’s Rewards Visa, you also earn rewards on purchases you make outside of Kohl’s. You’ll earn 3% in rewards on gas, 2% in rewards at grocery stores and 1% in rewards everywhere else Visa is accepted. Your Kohl’s Rewards balance is converted and issued in $5 Kohl’s Cash increments on the first day of the following month, valid for 30 days.

The Kohl’s Rewards®️ Visa and services are offered by Capital One, N.A., pursuant to a license from Visa Inc.

Visa is a registered trademark of Visa International Service Association.

  1. 1

    Web access is needed to use the mobile app. Check with your service provider for details on specific fees and charges.

  2. 2

    Some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.

  3. 3

    40% COUPON IS VALID ON QUALIFYING PURCHASES FOR ONE TRANSACTION WITH YOUR NEW KOHL’S CARD WITHIN 30 DAYS OF CREDIT AVAILABILITY. Approved customers who are not eligible for a virtual Kohl’s Card will not have credit available to make a purchase until their Kohl’s Card arrives in the mail. Must surrender coupon with ID in store before your card arrives or enter code on Kohls.com with your temporary account number. Limit one per customer. Nontransferable.

    DOLLAR-OFF COUPONS, INCLUDING KOHL'S CASH®, WILL BE APPLIED PRIOR TO PERCENT-OFF TOTAL PURCHASE COUPONS. Coupon cannot be used in conjunction with other percent-off coupons, including age-specific discounts.

    COUPON EXCLUSIONS: Not valid on price adjustments; payments on a Kohl's credit card account; taxes; shipping or handling fees; gift cards; Kohl’s Cares® cause or other charitable items; Sephora at Kohl’s; and/or any other categories and brands of merchandise identified as coupon ineligible.

    COUPON ELIGIBLE BRANDS INCLUDE: Apt. 9, Croft & Barrow, FLX, Jumping Beans, SO, Sonoma Goods For Life, Tek Gear, The Big One, LC Lauren Conrad, Nine West, Simply Vera Vera Wang, and other great brands. See Kohls.com/details for a full list of included brands.

    LOOK FOR SIGNS IN STORE, ASK AN ASSOCIATE, OR FIND A COMPLETE LIST OF COUPON-ELIGIBLE BRANDS AT KOHLS.COM/DETAILS.