FAQ for a credit line increase

Need Help? Get answers to frequently asked questions about requests for credit line increases.

FAQ for a credit line increase

Need Help? Get answers to frequently asked questions about requests for credit line increases.

In most cases, credit limit increase decisions are available immediately after the request is submitted. However, in some cases, we may need to request and review additional information, and that may take up to 30 days. 

If your request is not approved, you will receive a letter explaining the decision.

If approved, your new credit line is available immediately.

You may request a credit line increase anytime you like. However, if you've recently received an increase on the same card, we recommend waiting several months before applying again.

Yes, you can separately request a credit line increase for every Capital One credit card you have.