Vacation Ownership

Our experienced team of professionals has an average of 15 years of experience and understands the intricacies of timeshare developer and resort finance.

We Take Vacations Seriously at Capital One ® 

When you work with the Capital One Vacation Ownership Group, you gain the balance sheet capacity of a top 10 U.S. bank and the insight and experience of seasoned professionals who understand the intricacies of financing timeshare and vacation ownership. You can depend on us to craft a financing solution designed to help you achieve your aspirations.

Who We Serve

We provide financing for developers and investors in vacation ownership properties in the United States, Mexico, Canada, and the Caribbean.  We support the following product types:

  • Fixed-week and Floating-Week Ownership
  • Deeded and Right-to-Use Contracts
  • Points Programs
  • Vacation Clubs

Financing Options

Our goal is to provide the capital and the loan structure that best supports the success of your business.

Transaction Types:

  • Revolving Receivables Hypothecation Facilities
  • Construction loans
  • Inventory Loans
  • Working Capital

Loans and Structures:

  • Flexible Advance Rates Up to 85.00%
  • Floating-Rate Structures
  • Competitive Terms and Pricing
  • Revolving Terms Up to Three Years
  • Maturities Up to Seven Years
  • Fixed and Floating Rates
  • Variable Pricing Based on LTV

Meet the Team

Head shot of Tom Myerer

Tom Myerer

Managing Director, Head of Tax Lien, Vacation Ownership & Residential Mortgage Finance

Featured Content

Additional Banking Solutions

Treasury Management

Maximize your working capital with services tailored to fit your business.

Capital Markets

Our Capital Markets division structures financing and hedging solutions for clients through Public Finance, Derivatives, Foreign Exchange, and Loan Syndications.

Payment Solutions

Simplify payments while boosting your bottom line with our corporate credit card programs.

Source: SNL Financial 12/31/2016
All loans subject to credit approval. Terms and conditions apply.
Products and services are offered by Capital One, N.A., Member FDIC.
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