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NaN % APY
High-yield rate
A competitive Annual Percentage Yield (APY)—earn more when you save more
No fees
No worries
No monthly or maintenance fees—what you earn is what you keep
$0
No minimum
There’s no minimum to open & keep your high-yield online savings account
TRACK YOUR SAVINGS ON-THE-GO
Easy account transfers
Move your money between linked Capital One accounts or external bank accounts to take advantage of a high-yield rate.
Automatic savings plan
Keep your personal online savings account growing with automatic transfers.
Multiple accounts
Create multiple Performance Savings accounts for each of your financial goals.
Mobile check deposit
Deposit checks almost anywhere, anytime. Just take a pic of the check with your phone.
Easy account transfers
Move your money between linked Capital One accounts or external bank accounts to take advantage of a high-yield rate.
Automatic savings plan
Keep your personal online savings account growing with automatic transfers.
Multiple accounts
Create multiple Performance Savings accounts for each of your financial goals.
Mobile check deposit
Deposit checks almost anywhere, anytime. Just take a pic of the check with your phone.
THIS IS BANKING REIMAGINED®
Open in 5 minutes
You can open a 360 Performance Savings account with a high-yield rate in about 5 minutes. Get started today.
A top-rated mobile app
With the Capital One Mobile app, you can manage your savings online anytime, almost anywhere.
Balances in your online 360 Performance Savings account are fully insured up to the FDIC’s allowable limits.
A HIGH-YIELD SAVINGS RATE
Make the easiest decision with one of the best savings rates in America.
| Savings Account Balance | Annual Percentage Yield (APY) |
|---|---|
| Any Balance | NaN |
APYs are variable and effective 12/5/2023.
LOCATIONS
Find a Capital One Café or bank branch near you.
Personal finance should be, well, personal. That’s why we invite you to stop by and talk about your banking needs, like opening a high-yield savings account. Locate a Capital One Café or bank branch nearest you.
FREQUENTLY ASKED QUESTIONS
What’s a high-yield savings account (HYSA)?
A high-yield savings account (aka HYSA) is a savings account that earns higher than average interest on the balance amount. With Capital One’s high-yield savings account, 360 Performance Savings, you’ll earn one of the nation's top savings rates on all balances, so you earn more with every dollar you save—with no fees or minimums to open or maintain your account. This high-yield online savings account is FDIC-insured up to the allowable limits.
How does an online high-yield savings account work?
Online high-yield savings accounts earn higher than average interest on the balance amount. With 360 Performance Savings, you’ll earn one of the nation's top savings rates—bringing you the earning power of a high-yield savings account with none of the fees and no minimum balance required. Plus, you get great (and free) online tools like Automatic Savings Plan and a top-rated mobile app so you can manage your money online from almost anywhere.
Are high-yield accounts FDIC-insured?
Capital One’s 360 Performance Savings accounts are insured by the FDIC up to allowable limits.
How and where can I open a high-yield savings account?
It’ll depend on the bank and account you choose. You can open a 360 Performance Savings account in about 5 minutes online, on your mobile device or at a Capital One location—no minimum balance required.
To open a no-minimum 360 Performance Savings account, have these things ready: your name, date of birth, mailing address, email, phone number, employment information, annual income, Social Security number and citizenship information. You’ll also need to agree to the terms and conditions. Based on varied factors, you may be denied for a 360 Performance Savings account. Upon approval, you’ll have 60 days to fund your account. Read more about the terms and conditions.
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