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How to earn your $300 bonus
Open an account
Use your friend’s unique referral code to open a new 360 Checking account. See offer eligibility.
Get direct deposits
Set up and receive at least 2 qualifying direct deposits, each of $500 or more, within 75 days of account opening.
Enjoy your bonus
Your $300 bonus will be deposited into your new account after you complete these steps. Review footnotes for full offer details.
360 Checking benefits you’ll love
No fees or minimums
Hold on to more of your money with no monthly fees or minimums.
Get paid sooner with early paycheck
Sign up for direct deposit and access your money up to 2 days sooner than payday.
Manage your money with 24/7 banking
With our top-rated mobile app, you can bank almost anywhere you want.
Open in 5 minutes
It only takes about 5 minutes to open an account—it’s that fast.