Compare Checking & Savings Accounts

Types of accounts:

Annual Percentage Yield (APY)
5 results

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Types of accounts:

Annual Percentage Yield (APY)

Checking

360 Checking

A fee-free online account for everyday use, including a top-rated mobile app.

NaN%

APY 1

Variable APY  |  No fees or minimums

70,000+ fee-free ATMs nationwide

Savings

360 Performance Savings

Fee-free online savings with one of the nation's top savings interest rates.

NaN%

APY

Variable APY  |  No fees or minimums

FDIC-insured

Savings

360 CDs

Earn interest with guaranteed returns. Rates and terms start at 6 months.

NaN%

APY

Fixed APY  |  No minimum balance

No market risk  |  FDIC-insured

Kid / Teen

MONEY Teen Checking

A checking account for teens, with a fee-free debit card and easy-to-use mobile app.

NaN%

APY

Variable APY  |  No fees or minimums

Joint account for teens and parents

Kid / Teen

Kids Savings Account

A kid-friendly savings account for earning interest and growing their money.

NaN%

APY

Variable APY  |  No fees or minimums

Joint account for kids and parents

BANKING BASICS

Banking 101

Article | 5 min read

WHY BANK WITH CAPITAL ONE?

No monthly fees, no minimums

Your money stays where it belongs: with you.

24/7 mobile banking

Bank anytime, from just about anywhere, with our top-rated mobile app.

FREQUENTLY ASKED QUESTIONS

It's simple. You can open a bank account online with Capital One. Just grab two forms of ID (such as a driver's license, Social Security card, passport or birth certificate) and proof of address, then apply online right from your phone, tablet or computer.

It depends. Most people choose a Capital One bank account based on their lifestyle and goals. A checking account works well for day-to-day spending and monthly budgets, a savings account can help you put away money for future needs, while certificates of deposit (CDs) can help you save money with a fixed interest rate for a fixed amount of time. We also offer a teen checking account featuring a fee-free debit card and easy-to-use mobile app, as well as a kids-friendly savings account that helps earn interest while growing their money.

Typically, certificates of deposit (CDs) and savings accounts are where you earn interest on your money. Some banks have checking accounts that earn interest—most don't. However, you can earn interest with every online Capital One bank account—checking, savings and CDs.

Nearly all banks carry FDIC insurance to protect the bank accounts of their customers. In the event of bank failure, this insurance covers what are known as depository accounts—such as checking, savings and certificates of deposits (CDs)—up to the allowable limits. For more information, visit fdic.gov.