Plan today for success tomorrow
Our savings calculator is an easy first step toward financial wellness.
See how our free savings calculator can help you reach your goals
Need to find the best way to save money? Calculate how much you could save in 1 year.
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Enter a number from 0.01% to 99.99%.
The default APY for the savings calculator is the 360 Performance Savings rate. The APY is variable and subject to change. The savings calculator is for illustrative purposes only and experiences may vary.1
“It’s an opportunity to practice savings and learn that discipline.”
See how Kevin’s coffee break turned into meeting a Café Ambassador, a new 360 Performance Savings account and the confidence he needed to start saving.
Saving is hard—AutoSave can help make it easier
Create savings rules in the mobile app, choose how much and how frequently you want to save and AutoSave automatically does the rest.
Start saving today with 360 Performance Savings
An FDIC-insured 360 Performance Savings account, with one of the best rates in America, is a great way to begin your savings journey.
FREQUENTLY ASKED QUESTIONS
How much should I save each month?
A good rule of thumb is to save at least 20% of your monthly income, but your preferred savings amount depends on things like your financial goals, income and expenses. Interested in a great first step? Using a savings interest calculator like ours to set a personalized monthly goal based on what you want, goals you’d like to achieve—and when—and visit the Financial Success Hub to find tips, tools and resources to help with saving, spending and future planning.
How can I set a realistic savings goal?
Start by identifying what you’re saving for—whether it’s an emergency fund, vacation or a down payment on your dream home. Then determine your timeline and how much you’re able to realistically contribute monthly (you can even choose to use a handy AutoSave function!). The savings calculator is an APY calculator that will help you adjust inputs to find a goal that fits your budget. Plus, with support from the free Money & Life Program, you can walk away with a clearer path forward. Check out one-on-one mentoring, self-guided exercises, and group workshop resources here.
How can Capital One help me keep up with my current expenses?
The Capital One Mobile app is THE place to keep up with everything going on with any of your Capital One accounts. Here, you can do things like view your recent activity and so much more to help keep your spending in line with your budget. Download the app today.
How much interest will I earn with a savings account?
Interest earned depends on how much you deposit, the APY (Annual Percentage Yield) and the time your money stays in the account. Our online savings calculator is simple to use and shows you how you can grow your savings based on your inputs (your saved amount, the interest rate and timeline).