When you set up direct deposit with your Capital One 360 Checking account, you can get paid up to 2 days early with early direct deposit. That can give you a couple of extra days to buy the things you need and pay bills earlier. It’s the safety and security of direct deposit—now with the power to put your money in your hands faster.
When you open a Capital One 360 Checking account and set up direct deposit, early direct deposit is an automatic feature.
Once you set up direct deposit, it may be 2 or more pay cycles before you start seeing deposits to your 360 Checking account.
It depends. You might get your direct deposit 2 days earlier, 1 day earlier or on your regularly scheduled payday. Here are some reasons why you might not receive your deposit early:
Early direct deposits also depend on timing—your payor must provide payment details on time so the deposit can process early. If your deposit doesn't arrive early, expect it to deposit on your scheduled payday.