It won't hurt your credit score to see personalized savings with your auto refinancing APR.
LEARN ABOUT YOUR SPECIAL OFFER
As a loyal Capital One customer, you’ll receive an exclusive guaranteed annual percentage rate (APR) if you’re approved for auto refinancing with us. We estimate this rate could help you save money over the life of your loan, which could also mean a little more wiggle room for your monthly budget—and that’s without pushing out your payoff date.
A guaranteed APR is our way of removing some of the uncertainty you might have when refinancing your car. We’re letting you know up front the rate you’ll get if you’re approved with us.
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Bcofmich
Refinanced with Capital One in March 2024
As part of the pre-qualification process, we compare the remaining balance of your loan with the estimated value of your vehicle.
We use the "Clean Trade-In" value provided by NADA. If NADA can't provide a trade-in value, we'll calculate a trade-in value based on the original MSRP provided by NADA.
Then we take the amount of your current auto loan (you'll verify this information during the pre-qualification process) and calculate the difference between the loan amount and your trade-in value. It's ok if your loan is higher than your trade-in value, but we have limits on how high we can go.