Here’s a breakdown of how reporting will work if you have multiple Capital One Bank accounts:

  • If the combined total of interest across all accounts is $10 or more, you will receive a 1099-INT form for the interest paid in your Capital One 360 accounts, and a separate form for the interest paid in your non-360 accounts.
  • If the combined total of miscellaneous income across all accounts is $600 or more, you will receive a 1099-MISC form for the miscellaneous income in your Capital One 360 accounts, and a separate form for the miscellaneous income in your non-360 accounts.

Here’s Capital One’s official tax reporting info:

  • Capital One’s Federal Tax Identification Number (TIN) is 72-0210640 (Capital One, N.A.)
  • The Payer name is Capital One National Association