You'll receive a 1099-INT tax form if:

  1. You have a deposit Bank account
  2. You're the primary account holder on the account
  3. You have been paid a combined total of $10 or more in interest for all your accounts during the relevant tax year – this includes accounts you may have closed.

Keep in mind, if you received an account bonus, it may also be reported on your 1099-INT form or separately on a 1099-MISC form to the IRS and/or your state as interest or miscellaneous income.

You'll receive a 1098 tax form if:

  1. You have a Mortgage or Home Equity
  2. You're the primary account holder on the account
  3. You paid interest during the relevant tax year

You’ll receive a 1099-C form if:

  1. You have a Mortgage, Home Equity or Auto Loan
  2. Are the primary borrower and $600 or more of principal balance is forgiven, or
  3. If you are the co-borrower on an Auto Loan and $10,000 or more of principal balance is forgiven

You'll receive a 1099-R tax form if:

  • You took a distribution from an Individual Retirement Account (IRA) Savings or IRA CD during the relevant tax year or your account was escheated to your state.

You'll receive a 5498 form if:

  • You made a contribution, conversion, recharacterization or rollover for an Individual Retirement Account (IRA) Savings or IRA CD during the relevant tax year and/or made a contribution for the relevant tax year between January 1 and the current tax filing deadline without an extension.

Your 5498 form will be available on our website by May 31st, or mailed by this date if you receive paper statements.

Capital One Investing® Customers:

  • You may receive a separate 1099 for activity in your Capital One Investing account. Look for an email from Capital One Investing with instructions on how to access your tax form(s) online.

Capital One Auto Finance Customers:

  • If you qualify to receive a tax form based on the eligibility criteria above, your form will be mailed to you by January 31st.