You’ll receive a 1099-INT tax form if you’re the primary account holder and were paid a combined total of $10 or more in interest for all your deposit accounts, including closed accounts, during the relevant tax year. You will also receive a 1099-INT if your deposit accounts had any backup withholding, or if you took an early withdrawal from a CD before the maturity date. Account bonuses may also be reported on a 1099-INT form or separately on a 1099-MISC form.

You’ll receive a 1099-MISC tax form if you’re the primary account holder and received at least $600.00 in miscellaneous income for all of your deposit accounts, including closed accounts, during the relevant tax year. Miscellaneous income can include bonuses, cash, or cash equivalents (like a gift card).

You'll receive a 1099-R tax form if you took a distribution of $10 or more from an Individual Retirement Account (IRA) Savings or IRA CD, or your retirement account was escheated to the state, during the relevant tax year.

You'll receive a 5498 tax form if you made a contribution, conversion, recharacterization or rollover for an Individual Retirement Account (IRA) Savings or IRA CD during the relevant tax year. You’ll also receive a 5498 form if you made a contribution between January 1st and the tax filing deadline established by the IRS for the applicable tax year (usually April 15th).

You’ll receive a 1099-C tax form for debt forgiveness if you are the primary borrower and have a loan, home equity or credit card account, or are overdrawn on your deposit account, and $600 or more of principal balance is forgiven. Also, if you are a co-borrower, you will receive a 1099-C form if $10,000 or more of principal balance is forgiven.

You'll receive a 1098 tax form if you are the primary account holder on a Mortgage or Home Equity loan and pay a total of $600 or more in interest during the relevant tax year.