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Frequently Asked Questions

A student is anyone currently enrolled, or admitted and planning to enroll in the next 3 months, at an accredited university, community college or other higher education institution.

Although you are graduating, your Capital One Savor Rewards card stays with you. You’ll still keep all the same rewards and benefits on your card.

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including but not limited to Netflix ®, Hulu ® and Disney +. Some services such as Verizon FIOS On Demand, audiobook subscriptions, and fitness programming are excluded.

Customer Reviews
  • 5 Star
    71%
  • 4 Star
    19%
  • 3 Star
    4%
  • 2 Star
    3%
  • 1 Star
    3%
4.5
based on 607 reviews
91 %
of reviewers recommend Savor Student
4.5
based on 607 reviews
91 %
of reviewers recommend Savor Student
  • 5 Star
    71%
  • 4 Star
    19%
  • 3 Star
    4%
  • 2 Star
    3%
  • 1 Star
    3%
Yes, I recommend this product

A Student Leader’s Favorite Card – Capital One Sav

gerbear2005 - 3 days ago

As a college student involved in multiple organizations, the Savor card has been a game-changer for me. I love how smooth it makes handling reimbursements for events and expenses — I can put charges on my card, keep ever...

Yes, I recommend this product
Yes, I recommend this product

I love the benefits and service.

Hayez 1 - July 29, 2025

I love the benefits, features, service and rewards with the Savor card. I would like a higher limit because this is the card I would prefer to utilize for more things.

Yes, I recommend this product
Yes, I recommend this product

Happy Experience

Andrew M - July 28, 2025

I love how I can ask for a CLI after 6 months, Use the Eno VCCs, The temporary credit for a chargeback comes in clutch, the animation with when I pay off my credit I get more credit (the numbers go green & the available ...

Yes, I recommend this product
Yes, I recommend this product

Credit Increase.

Like Savor Card - July 27, 2025

Would be great if 6-month acct review is done with according automatic credit increases every 6-months. It will help build crecit.

Yes, I recommend this product
Yes, I recommend this product

Good starter

Arkansas boy - July 27, 2025

I liked that. It doesn’t have a yearly fee as I’m a student and didn’t have money for a large initial cost. It has solid awards, and a reasonable credit amount, there are much better cards, with much better rewards, but ...

Yes, I recommend this product
Yes, I recommend this product

Good features and easy to use

Theman38 - July 27, 2025

I like my card because of the cash back I get and the tap feature

Yes, I recommend this product
Yes, I recommend this product

Great credit card

Vlxd - July 27, 2025

I get cash back instantly instead of getting it every statement, and it looks cool too.

Yes, I recommend this product
Yes, I recommend this product

Average

Brianna48 - July 27, 2025

I get more cash back with my discover card, I wish I could schedule payments before the due date

Yes, I recommend this product
Yes, I recommend this product

Love my card

Efisher - July 27, 2025

I love the rewards I can apply it towards my payment

Yes, I recommend this product
Yes, I recommend this product

I just love the rewards

Jen Mack - July 27, 2025

The rewards are excellent. Although it does take them a week to update your payment to reflect in your available balance.

Yes, I recommend this product