LIMITED-TIME OFFER:

Earn an elevated $100 cash bonus

Savor Rewards for Students

Limited time—earn a $100 cash bonus while getting unlimited 3% cash back on food and fun! Terms apply. 1  

See limited-time offer details below.

Smart booking with Capital One Travel
Get our best prices on travel, guaranteed 8

Frequently Asked Questions

A student is anyone currently enrolled, or admitted and planning to enroll in the next 3 months, at an accredited university, community college or other higher education institution.

Although you are graduating, your Capital One Savor Rewards card stays with you. You’ll still keep all the same rewards and benefits on your card.

Every time you buy something, the merchant assigns your purchase a category code. We use these codes to figure out how much cash back you earn. Please note, Capital One is not responsible for codes used by merchants.

Some merchants that sell food and drinks that are located within larger establishments (such as hotel restaurants or grocery store food counters) as well as some food trucks or food carts may not categorize themselves as dining merchants.

Purchases made through third-party payment accounts, mobile or wireless card readers, mobile or digital wallets or similar technology may not receive a higher percentage reward, depending on how the technology is set up to process the purchase.

A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®.

Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries.

Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.

Streaming purchases made from eligible music and video streaming services, including but not limited to Netflix ®, Hulu ® and Disney +. Some services such as Verizon FIOS On Demand, audiobook subscriptions, and fitness programming are excluded.

Customer Reviews
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    4%
  • 2 Star
    3%
  • 1 Star
    3%
4.5
based on 619 reviews
91 %
of reviewers recommend Savor Student
4.5
based on 619 reviews
91 %
of reviewers recommend Savor Student
  • 5 Star
    70%
  • 4 Star
    19%
  • 3 Star
    4%
  • 2 Star
    3%
  • 1 Star
    3%

Never received card

Rappen4tay - 7 days ago

I would like to use it when I receive it.... Tap...tap...tap

Yes, I recommend this product

Great card

Joseph 06 - August 29, 2025

Love my first card and pay the total in full each month, will hopefully get a credit limit increase soon. The best first card for me!

Yes, I recommend this product
Yes, I recommend this product

Great for stablish new credit history

JeKa - August 27, 2025

Is great for students that are stablishing their credit

Yes, I recommend this product
Yes, I recommend this product

Excellent for cash back and rewards

Taylor bee - August 27, 2025

This card paired with the capital one shopping app is seriously fantastic. I get so many discounts and cash back every month, that I'm actually saving over $190 a month on the items needed for our household, like pet su...

Yes, I recommend this product
Yes, I recommend this product

Great card but never received my $200 bonus

BraedenW56 - August 27, 2025

Overall I have enjoyed this card and have used it very frequently. I don’t have any complaints besides that fact that I never received my $200 spending bonus and it has been multiple billing cycles.

Yes, I recommend this product
Yes, I recommend this product

Awesome

4o4o - August 27, 2025

Amazing card with great rewards and excellent spending categories

Yes, I recommend this product
Yes, I recommend this product

Easy to Use, Great to Have

Ally0201 - August 27, 2025

After it took 3 weeks to receive the card, I was excited to finally try and use it. The rewards add up pretty quick as well as are very easy to redeem. I would like to see better integration for Apple Wallet before you r...

Yes, I recommend this product
Yes, I recommend this product

Great

Lizzie98 - August 27, 2025

The student savor card is great if you are in college and want to build your credit

Yes, I recommend this product
Yes, I recommend this product

Great features and money returns. I use often.

MDR71 - August 27, 2025

Its easy for me to use at many places. Works great for students establishing credit.

Yes, I recommend this product
Yes, I recommend this product

Very useful

Sevy - August 27, 2025

Its been very helpful and a side of relief that i can have this card for when i need my school supplies or food

Yes, I recommend this product