Security Finance

Financing Solutions for Security Service Providers

Led by a team that collectively has managed over $3 billion in security industry financings, Capital One ^® is able to meet the needs of all types of security service providers with revolving lines of credit and term loans. Our experienced Security Lending Group will work closely with you to develop a creative debt solution – from growing your customer base to financing acquisitions.

Who We Serve

Capital One has experience working with a variety of security sectors. Our resident expertise and broad range of financing capabilities allow us to craft powerhouse solutions to borrowers both large and small.

Representative sectors:
Access Control Alarm Monitoring Perimeter Security Security System Integration Video Surveillance Asset Tracking Audio Surveillance Background Screening Brand Protection Chemical/Biological/Nuclear Screening Command and Control Systems Disaster Response and Recovery	Electronic Article Tracking Explosives Detection Felon Monitoring Fire Suppression Systems Fraud Prevention Intelligence Community Services Intrusion Alarm Systems Investigation Services IT Security Mass Notification Private Corrections

Solutions for Government Contractors:

We have a dedicated team who exclusively serve the needs of  Government Contractors.

Financing Options

Our goal is to provide growth capital to your business, whether organic or acquisition-based, through revolving lines of credit and term loans. Loan structures are flexible and tailored to meet your needs.

Asset-Based Facilities

Loans are structured using multiples of Recurring Monthly Revenue (RMR) or other industry metrics to calculate availability and ultimately meet your capital needs. Our typical hold size is between $5 and $100 million for loans that include:

• Advance Rates tied to multiples of RMR and other industry metrics
• Advance Rates up to 90% of net collectable receivables
• Floating Rates (swaps available)
• Terms of up to 5 years
• Competitive rates adjusted for risk and/or leverage

In addition to Senior Secured Financings, we also provide Senior Stretch and Unitranche Facilities.

Additional Banking Solutions

In addition to providing financing, we can work closely with you to build an overall banking, cash flow, expense and risk management strategy to meet your long term needs.

• Treasury Management solutions to make the most of your working capital and enhance operational efficiency
• Capital Markets solutions to help raise capital, manage risk and support your international business activities

John serves as Managing Director of the Capital One Security Finance lending practice. Prior to joining Capital One in 2011, John served as Director of CapitalSource Finance's Security Lending Group. John has also held various other underwriting and portfolio management positions. John obtained his Bachelor of Science degree with a dual concentration in Finance and International Business from the Robert H. Smith School of Business at the University of Maryland.

Saam serves as a Director of the Security Finance lending practice, currently specializing in senior debt investments within the security sector. Prior to Capital One, Saam worked at KPMG Corporate Finance, a middle market investment bank, providing M&A advisory. Prior to KPMG, Saam worked at Pacific Media Capital, a credit opportunities fund and joint-venture of DB Zwirn & Co., focused on subordinated debt investments. Saam holds a Bachelor of Arts degree from the University of Maryland, a MS from Johns Hopkins University and an MBA from Cornell University.