Food, Beverage & Agriculture Lending

Food, beverage and agribusiness finance solutions

What combination of organic growth, expansion and increased efficiency will create the most value for your business? To help you find the answers, Capital One offers you leading food and beverage lending specialists dedicated to the food value chain. You get a team that understands the complex nature of your business—from food quality and safety, to commodity cycles, to changing consumer tastes—to help you increase market share while reducing costs.

  • Industry expertise—advice and guidance from experienced, award-winning food and beverage finance professionals who have worked with an array of food and beverage companies, including owner-operated, sponsor-owned and publicly traded.

  • Advanced analytics—powerful financial data analysis gives you the up-to-date information you need to make smarter, more agile decisions.

  • Operational value creation—financial and operational expertise helps us anticipate the needs of our clients and deliver tailored solutions that extract value in portfolio companies.

Innovative agribusiness loans and financing

We offer food and beverage companies tailored financing, usually between $25 million and $350 million. Our industry expertise and extensive capabilities allow us to customize solutions to help you with acquisitions, equity buyouts, recapitalizations and refinancings, expansions—whatever you need to grow your business. Turn to us for:

  • Revolving credit
  • Standard and delayed-draw term loans
  • Equity tags Second lien
  • Unitranche
  • Cash flow loans
  • Asset-based loans
  • Stretch senior loans

Additional Banking Solutions:

In addition to food and beverage investment banking and financing solutions, we offer complete commercial banking services designed for leading food and beverage companies.

  • Treasury Management: Lockbox Services, Remote Deposit, Liquidity Management, Merchant Services
  • Derivatives & FX: Interest Rate Hedging, Foreign Exchange, Commodities Hedging
  • Commercial Card: Purchase Card, Travel and Entertainment Card, Ghost Card Management Tools

Producers


Processors


Manufacturers


Distributors


Retailers

Meet the Team

paul baisley

Paul Baisley
Managing Director & Group Head
(312) 285-1690
paul.baisley@capitalone.com


richard collins

Richard Collins
Managing Director, West
(312) 502-3740
richard.collins@capitalone.com


curt hart

Curt Hart
Managing Director, East
(312) 485-1849
curtis.hart@capitalone.com


colin guheen

Colin Guheen, CFA
Managing Director, IRG
(646) 265-1106
colin.guheen@capitalone.com

Contact Us

Paul Baisley

Managing Director & Group Head Food, Beverage & Agriculture
(312) 285-1690 paul.baisley@capitalone.com

Richard Collins

Managing Director, West Food, Beverage & Agriculture
(312) 502-3740 richard.collins@capitalone.com

Curt Hart

Managing Director, East Food, Beverage & Agriculture
(312) 485-1849 curtis.hart@capitalone.com