Financial Institutions Group

The Capital One ® Financial Institutions Group combines a long-standing culture of innovation with industry expertise, advanced analytics and proactive and customized solutions to empower our clients with the information and insights they need to make the right moves at just the right time.

Industry expertise –Leveraging the resources of a top 10 U.S. bank, we use our deep understanding of industry trends, both on a micro and macro level, to help clients get, and stay, ahead.

Advanced analytics –Our expansive and growing network provides us – and our clients – with access to powerful data that can be analyzed and reanalyzed to help make smarter decisions.

Proactive and customized solutions –Our commitment to innovation and technology helps us create customized solutions and anticipate the needs to our clients.

Across our commercial and consumer segments, we combine a leading bank’s balance sheet with the disruptive spirit of an innovator to make sure that you’re always a step ahead of the competition.

Who We Serve

  • Commercial and Consumer Finance Asset Managers
  • Commercial and Consumer Finance Companies
  • Captive Finance Affiliates

Asset Class Expertise

Commercial Assets

  • Asset-Based Lending & Factoring
  • Secured Business Credit
  • Leveraged Lending
  • Security Finance 
  • Small Business Finance
  • Subscription & Fund Finance
  • Working Capital Finance

Consumer Assets

  • Auto Lending & Leasing
  • Home Improvement Finance
  • Residential Mortgage Finance
  • Tax Liens
  • Timeshare Finance 
  • Unsecured Consumer Point of Sale Finance

Additional Banking Solutions

Our Leadership

Dave Kucera
Head of Financial Institutions Group

Dave has more than 25 years of investment and commercial banking experience advising owners and managers of financial assets, assisting in financing, raising capital and delivering customized solutions to clients in many countries. Before joining Capital One, he led the U.S. Securitization business for BMO Capital Markets, which he co-founded and helped build into a leading North American provider – providing more than $75 billion in funding for the lender finance markets.

Mahesh Rajagopalan
Managing Director

Mahesh leads the structuring and analytics efforts for the various industries and asset classes originated within the Financial Institutions Group. With more than 18 years of experience, he previously led the structuring team in the Securitized Products Group at Barclays, providing structuring and analytics expertise in consumer and commercial receivables, non-traditional/esoteric assets and residential mortgage-backed securities.

Meet the Team

Matt Tallo
Managing Director

Matt has more than 20 years of experience in structured finance. He has worked on a variety of consumer and commercial asset classes for clients in North America, Asia, Europe and Australia. Before coming to Capital One ®, he was with WestLB AG for more than 21 years.

Dan Tsacoumangos

Dan joined Capital One in 2016 as a director in the Financial Institutions Group. Prior to joining Capital One, Dan most recently served as director within the Asset-Backed Finance Group at PNC Capital Markets where he was responsible for origination, structuring and analysis of structured transactions for financial services clients.

Meet the Team

Dave Donofrio
Managing Director

Dave joined Capital One ® in 2016 as managing director in the Financial Institutions Group. Prior to joining Capital One, Dave served as a director of the Asset-Backed Finance division of HSBC Securities (USA) Inc. Dave holds an undergraduate Bachelor of Science degree in finance from the University of Illinois, Champaign-Urbana, and a Master of Business Administration degree from the University of Chicago Booth School of Business.

Recent Transactions


Securities products and services are offered through Capital One Securities, Inc., a non-bank affiliate of Capital One, N.A., a wholly-owned subsidiary of Capital One Financial Corporation and a member of FINRA and SIPC. The products and services offered or recommended are: Not insured by the FDIC; Not bank guaranteed; Not a deposit or obligation of Capital One; May lose value.

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