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Ready to refinance your auto loan?
Our current auto refinance rates*
|Finance term||APR1 as low as|
|24 to 48 mos||3.69%|
|49 to 72 mos||4.19%|
*Rates listed for auto loan refinance only. Your actual APR (Annual Percentage Rate) depends on several factors. View full disclosures.
Why It Pays to Refinance
Save money by lowering your auto payments.Our customers lower their auto payments by $737 per year on average2 by refinancing with Capital One Auto Finance. With Capital One's simple and hassle-free auto refinance process, it's easy to get a low car payment.
APR is the Annual Percentage Rate. Advertised rates are offered depending on the individual's excellent and substantial credit and key loan characteristics, including but not limited to amount, term, vehicle characteristics, and selecting the Automated Payment Option in the Billing Choice section of your loan application. A representative example of payment terms are as follows: a loan amount of $20,000 with an APR of 7.50% and a term of 60 months would have a monthly payment of $400.76. Advertised rates are subject to change without notice.