Credit Level Guidelines

Applicants should have excellent, good or fair credit. These guidelines may help you gauge your eligibility, and additional factors from your application and credit history will also be considered. You may meet these criteria and still be declined. Please review the product disclosures on the application for additional information about eligibility.

Credit Level Guidelines

Applicants should have excellent, good or fair credit. These guidelines may help you gauge your eligibility, and additional factors from your application and credit history will also be considered. You may meet these criteria and still be declined. Please review the product disclosures on the application for additional information about eligibility.

Which of these 4 best describes you?

Rebuilding Credit

My business has open credit balances in collections, a recent judgment, or is less than 3 years old without a strong personal guarantee.

Fair Credit

My business is less than 3 years old and I'm providing a strong personal guarantee.

Good Credit

My business is 3+ years old. We have existing commercial credit line(s) in good standing that meet or exceed the credit line amount I'm requesting today.

Excellent Credit

My business is 3+ years old. We have multiple existing commercial credit lines in good standing that meet or exceed the credit line amount I'm requesting today. I have the ability to provide financial documentation if necessary to meet my credit line request.